41320 Solitude Ln, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41320 Solitude Ln, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,376 sqft · built 1967
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,333 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-010058`

Property Details

APN / Parcel Number

Primary APN	`03-010058`
Alternative APNs	`3010058` `010058`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,376 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	220 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010058
Street Address	41320 SOLITUDE LN
City	LEONARDTOWN
State	MD
Zip	20650-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	2.1 ACRE BRETON BEACH RD
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1016
Census Tract	875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	41320 SOLITUDE LN, LEONARDTOWN, MD 20650-4213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 1998
Deed Sale	Mar 26, 1998
Deed Document Number	19982352
Deed Book / Page	1259 / 56
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41320 SOLITUDE LN, LEONARDTOWN, MD 20650-4213
Document Number	0050520376
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41320 SOLITUDE LN LEONARDTOWN MD 206504213, LEONARDTOWN, MD 20650-4213

Mortgage

Document Number	0050520376
Date	Apr 5, 2019
Book Page	005052/000376

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Apr 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.35%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41320 SOLITUDE LN, LEONARDTOWN, MD 20650-4213
Document Number	0050520355
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41320 SOLITUDE LN LEONARDTOWN MD 206504213, LEONARDTOWN, MD 20650-4213

Mortgage

Document Number	0050520355
Date	Apr 5, 2019
Book Page	005052/000355

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Apr 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,833 (+0.41%)	$678,300 (+1.22%) Land $416,500 Building $261,800
2025	$7,333.00 (+10.99%) Homeowner's exemption	$670,100 (+5.69%) Land $416,500 Building $253,600	$670,100 (-) Land $416,500 Building $253,600
2023	$6,607.00 Homeowner's exemption	$634,033	$670,100 Land $416,500 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	40 (1985–2024)
Claims Outside the SFHA	20 of 40
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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