41320 78th St, Covert, MI 49043 Property Records

Van Buren County property record for 41320 78th St, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Sep 2017)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-07-029-030-00`

Property Details

APN / Parcel Number

Primary APN	`80-07-029-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	41320 78TH ST
City	COVERT
State	MI
Zip	49043-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	457-C 29-2-17 1409-428 814-612 945-983 N 5 A OF S 10 A OF N 1/2 SE 1/4 NE 1/4. 5 A.
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2024
Census Tract	10600

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76749 38TH AVE, COVERT, MI 49043-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA
Sep 1, 2017	Warranty Deed, Transfer GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Book / Page	1657 / 461
Prior Transfer Date	Mar 16, 2004
Prior Transfer Doc	1409000428
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	41320 78TH ST, COVERT, MI 49043-9731
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01647/0797
Date	Feb 14, 2017
Book Page	1647/0797

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Sep 1, 2017
Property Address	41320 78TH ST, COVERT, MI 49043-9731
Document Number	01657/0461
Book / Page	1657 / 0461
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PREMIER LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 WALNUT ST, 158, HOLLAND, MI 49423-2958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76749 38TH AVE, COVERT, MI 49043-8714

Mortgage

Document Number	0016570462
Date	Sep 1, 2017
Instrument	1657/0462

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	123 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,000 (-12.2%)	$118,000 (-12.2%)
2025	$1,112.00 (+2.49%) Homeowner's exemption	$67,200 (+56.64%)	$134,400 (+56.64%)
2024	$1,085.00 (+14.81%)
2023		$42,900	$85,800
2020	$945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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