4132 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4132 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1996
Lot Size	0.686 acres (29,882 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06433000000400`

Property Details

APN / Parcel Number

Primary APN	`06433000000400`
Alternative APN	`61-06-433-000-0004-00`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	29,882 sqft (0.686 acres)
Lot Dimensions	299 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4132 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP RICHARD MIEL'S SUB LOT 4
Legal Range	18W
Legal Township	11N
Legal Section	33
Legal Subdivision	MIEL'S
Legal Lot Number	4
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	3
Census Block	3020
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4132 ORSHAL RD, WHITEHALL, MI 49461-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2008
Deed Sale	Oct 27, 2008
Prior Sale	May 24, 2004
Deed Document Number	20085295525
Deed Book / Page	3794 / 554
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	0005042087
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4132 ORSHAL RD, WHITEHALL, MI 49461-9770
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 ORSHAL RD, WHITEHALL, MI 49461-9770

Mortgage

Document Number	004353/403
Date	Mar 29, 2024
Book Page	4353/403
Instrument	5818975

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4132 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	0005681260
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4132 ORSHAL RD WHITEHALL MI 494619770, WHITEHALL, MI 49461-9770

Mortgage

Document Number	0005681260
Date	Mar 13, 2020
Book Page	004215/000553
Instrument	5681260

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,900 (+7.46%)	$247,800 (+7.46%)
2025	$2,346.00 Homeowner's exemption	$115,300	$230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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