4132 Opal St, Oakland, CA 94609 Property Records

Alameda County property record for 4132 Opal St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,143 sqft · built 1913
Lot Size	0.055 acres (2,415 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Nov 2021)
Tax Bill	$15,800 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-1004-30`

Property Details

APN / Parcel Number

Primary APN	`12-1004-30`
Alternative APN	`012-1004-030-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,415 sqft (0.055 acres)

Location & Zoning

Street Address	4132 OPAL ST
City	OAKLAND
State	CA
Zip	94609-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00030 BLK: AR: 0012 PAGE: 1004
Legal Subdivision	ALTON PARK
Legal Block	C
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	401200

Owner

4132 Opal St is owner-occupied and held in a trust since November 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 24, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Sep 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage TESSA GRAGG
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Document Number	2021380391
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000283481
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 HAMPEL ST 1, 1, OAKLAND, CA 94602-1111

Mortgage

Document Number	0000042391
Date	Feb 25, 2022
Instrument	2022042391

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 24, 2021
Property Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000380391
Map Reference	MB 17 PG 23
Instrument Date	Nov 18, 2021
Instrument	2021380391
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$16,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 OPAL ST, OAKLAND, CA 94609-2618

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 OPAL ST, OAKLAND, CA 94609-2618

Mortgage

Document Number	0000303140
Date	Sep 8, 2021
Instrument	2021303140

Lender

Name	TESSA GRAGG
Type	Private Party
Address	1320 SOLANO AVE STE 201, ALBANY, CA 94706

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 OPAL ST, OAKLAND, CA 94609-2618

Mortgage

Document Number	0000293481
Date	Aug 30, 2021
Instrument	2021293481

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63179

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 26, 2017
Property Address	4132 OPAL ST, OAKLAND, CA 94609-2618
Document Number	0000283481
Instrument Date	Nov 6, 2017
Instrument	283481
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4132 OPAL ST OAKLAND CA 946092618, OAKLAND, CA 94609-2618

Tax Assessment & Valuation

The 2025 property tax bill for 4132 Opal St was $15,800 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,580 (+1.36%) Land $555,790 Building $555,790
2025	$15,800.00 Homeowner's exemption	$1,089,792 Land $544,896 Building $544,896
2023	$16,084.00 (+2.3%) Homeowner's exemption	$1,047,486 (-0.24%) Land $523,743 Building $523,743	$1,074,600
2022	$15,722.00 Homeowner's exemption	$1,050,000 Land $315,000 Building $735,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4132 Opal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4132 Opal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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