4132 Lois St, La Mesa, CA 91941 Property Records

San Diego County property record for 4132 Lois St, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,608 sqft · built 1947
Lot Size0.225 acres (9,800 sqft)
OwnerTrust Name on File
Last Sale$106,000 (Jul 1995)
Tax Bill$5,100 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN474-221-10-00

Property Details

APN / Parcel Number

Primary APN474-221-10-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,608 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area9,800 sqft (0.225 acres)
Garage TypeCarport
CarportCarport
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address4132 LOIS ST
CityLA MESA
StateCA
Zip91941-7418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK L LOT 28 TR 002113
Legal SubdivisionVISTA LA MESA
Legal Tract002113
Legal BlockL
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract14500

Owner

4132 Lois St is owner-occupied and held in a trust since December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address980 SANTA FE HIGHLANDS DR, RAMONA, CA 92065-1554
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BAY EQUITY LLC
Dec 13, 2021Intrafamily Transfer, Transfer
WFG TITLE COMPANY OF CA
Mar 3, 2020Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 1995 · Amount on File
Deed SaleJul 18, 1995 · Amount on File
Deed Document Number1995303459
Last Transfer DateDec 4, 2021
Transfer Doc0000838412
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 9, 2021
Property Address4132 LOIS ST, LA MESA, CA 91941-7418
Document Number0000835191
Map ReferenceDOC 114741
Instrument DateDec 4, 2021
Instrument2021-0835191
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address980 SANTA FE HIGHLANDS DR, RAMONA, CA 92065-1554

Mortgage

Document Number0000835192
DateDec 9, 2021
Instrument2021-0835192
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 13, 2021
Property Address4132 LOIS ST, LA MESA, CA 91941-7418
Document Number0000838412
Map ReferenceMAP 002113
Instrument DateDec 4, 2021
Instrument2021-0838412
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyWFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address980 SANTA FE HIGHLANDS DR, RAMONA, CA 92065-1554

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4132 LOIS ST, LA MESA, CA 91941-7418
Document Number0000119099
Instrument DateMar 3, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4132 LOIS ST LA MESA CA 919417418, LA MESA, CA 91941-7418

Mortgage

Document Number0000119099
DateMar 9, 2020
Instrument119099
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 8, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4132 Lois St was $5,100 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$362,734 (+2%) Land $81,987 Building $280,747
2025$5,100.00 Homeowner's exemption$355,623 Land $80,380 Building $275,243
2023$4,402.00 (+0.59%) Homeowner's exemption$341,815 Land $77,259 Building $264,556
2022$4,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4132 Lois St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4132 Lois St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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