San Diego County property record for 4132 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 970 sqft · built 1946 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (May 2011) |
| Tax Bill | $5,064 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-231-10-00 |
| Primary APN | 474-231-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 970 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4132 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK J LOT 10 TR 002113 |
| Legal Subdivision | VISTA LA MESA |
| Legal Tract | 002113 |
| Legal Block | J |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 14500 |
4132 Charles St is owned by a company that acquired it in August 2011 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4132 CHARLES ST, LA MESA, CA 91941-7521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2011 · Amount on File |
| Deed Sale | May 27, 2011 · Amount on File |
| Prior Sale | Mar 22, 2011 · Amount on File |
| Deed Document Number | 2011274420 |
| Last Transfer Date | Aug 30, 2011 |
| Transfer Doc | 0000454585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4132 CHARLES ST, LA MESA, CA 91941-7521 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4132 CHARLES ST, LA MESA, CA 91941-7521 |
| Document Number | 0000619453 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-0619453 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 4132 Charles St was $5,064 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $365,890 (+2%) Land $261,354 Building $104,536 | |
| 2025 | $5,064.00 Homeowner's exemption | $358,717 Land $256,230 Building $102,487 |
| 2023 | $4,553.00 (+0.95%) Homeowner's exemption | $344,789 Land $246,281 Building $98,508 |
| 2022 | $4,510.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4132 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4132 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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