4132 154th Ter, Wellborn, FL 32094 Property Records

Suwannee County property record for 4132 154th Ter, Wellborn, FL 32094

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,480 sqft · built 1998
Lot Size	47.2 acres (2,056,032 sqft)
Owner	Individual Name on File
Last Sale	$58,500 (Jan 1996)
Tax Bill	$4,230 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-04S-15E-00740-000000`

Property Details

APN / Parcel Number

Primary APN	`05-04S-15E-00740-000000`
Alternative APN	`00740000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	3,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,056,032 sqft (47.2 acres)
Garage Area	960 sqft
Patio Area	2,112 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	00740000000
Street Address	4132 154TH TER
City	WELLBORN
State	FL
Zip	32094-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 47.20 ACRES NE1/4 OF SE1/4 ORB 568 P 038 WD YR 96 & COMM AT THE NE COR OF THE W1/2 OF THE NE1/4 OF SAID SECTION & RUN S 0
Legal Range	15E
Legal Township	04S
Legal Section	05
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	2
Census Block	2023
Census Tract	970502

Owner

4132 154th Ter is owned and occupied by an individual who bought it in January 1996.

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4132 154TH TER, WELLBORN, FL 32094-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Aug 13, 2018	Deed of Trust, Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1996 · Amount on File
Deed Sale	Jan 1, 1996 · Amount on File
Deed Document Number	0000056838
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4132 154TH TER, WELLBORN, FL 32094-2632
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 154TH TER, WELLBORN, FL 32094-2632

Mortgage

Document Number	0061003194
Date	Mar 24, 2026
Book Page	2684/123
Instrument	202661003194

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4132 154TH TER, WELLBORN, FL 32094-2632
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244110
Date	Oct 8, 2021
Book Page	2304/141
Instrument	2021244110

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4132 154TH TER, WELLBORN, FL 32094-2632
Document Number	0000206406
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 154TH TER WELLBORN FL 320942632, WELLBORN, FL 32094-2632

Mortgage

Document Number	0000206406
Date	Aug 21, 2018
Book Page	002068/000384
Instrument	206406

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,876	$503,879
2024	$4,230.00 (+3.17%)
2023	$4,100.00 (+7.22%) Homeowner's exemption	$308,328 (+11.97%)	$473,963 (+24.65%)
2022	$3,824.00 Homeowner's exemption	$275,371	$380,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4132 154th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4132 154th Ter is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 154th Ter

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