4131 Oak Valley Dr, Cedar Rapids, IA 52411 Property Records

Linn County property record for 4131 Oak Valley Dr, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,256 sqft · built 1978
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2023)
Tax Bill	$4,628 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01-2-04-004-0-0000`

Property Details

APN / Parcel Number

Primary APN	`13-01-2-04-004-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	90,605 sqft (2.07 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	8 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4131 OAK VALLEY DR
City	CEDAR RAPIDS
State	IA
Zip	52411-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	OAK VALLEY LOT 31
Legal Subdivision	OAK VALLEY ADDITION
Legal Lot Number	31
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1026
Census Tract	205

Owner

Source: Linn County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4131 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK AND TRUST CO
Sep 22, 2020	Quit Claim Deed, Transfer CBI BK & TR
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CBI BK & TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Sep 18, 2020
Deed Document Number	1152189398
Deed Book / Page	11521 / 89398
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Aug 17, 2023
Property Address	4131 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7825
Document Number	1152189398
Book / Page	11521 / 89398
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4121 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7825

Mortgage

Document Number	1152189399
Date	Aug 17, 2023
Instrument	11521/89399

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Sep 22, 2020
Property Address	4131 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7825
Document Number	0107760091
Book / Page	010776 / 000091
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 OAK VALLEY DR CEDAR RAPIDS IA 524117825, CEDAR RAPIDS, IA 52411-7825

Mortgage

Document Number	107790338
Date	Sep 22, 2020
Book Page	010779/000338

Lender

Name	CBI BK & TR
Address	CORALVILLE, IA 52241

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 8, 2020
Property Address	4131 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7825
Document Number	0106390029
Book / Page	010639 / 000029
Instrument Date	Mar 25, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 OAK VALLEY DR CEDAR RAPIDS IA 524117825, CEDAR RAPIDS, IA 52411-7825

Mortgage

Document Number	106390032
Date	May 8, 2020
Book Page	010639/000032

Lender

Name	CBI BK & TR
Address	CORALVILLE, IA 52241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Linn County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,600 (+37.6%) Land $86,400 Building $455,200	$541,600 (+37.6%) Land $86,400 Building $455,200
2024	$4,628.00 (-0.64%)
2023		$393,600 (+16.28%) Land $86,400 Building $307,200	$393,600 (+16.28%) Land $86,400 Building $307,200
2022	$4,658.00 (+1.22%) Homeowner's exemption	$338,500 Land $86,400 Building $252,100
2021	$4,602.00		$338,500 Land $86,400 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK VALLEY private · serves 100 people · EPA ID IA5784311
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	CEDAR RAPIDS WATER DEPARTMENT
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	2,000 / 1,000
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

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