4131 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4131 Gary Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1965
Lot Size	0.15 acres (6,534 sqft)
Owner	Owner Name on Record
Last Sale	$79,900 (Jul 2007)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Jul 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-107-010`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-107-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,290 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	360 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4131 GARY AVE
City	LORAIN
State	OH
Zip	44055-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 5 ADD C 53 X 127 S/L 1042C
Legal Subdivision	HOMEWOOD SUBDIVISION FIFTH ADDITION
Legal Block	107
Legal Lot Number	1042C
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1021
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4131 GARY AVE, LORAIN, OH 44055-2849
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jul 23, 2007 · Amount on Record
Deed Sale	Jul 23, 2007 · Amount on Record
Prior Sale	Nov 10, 2005
Deed Document Number	2007003835
Record Updated	Jun 8, 2026

July 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	4131 GARY AVE, LORAIN, OH 44055-2849
Document Number	0000686544
Instrument Date	Jul 18, 2016
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	LAKEVIEW LOAN SVCNG LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837

Mortgage

Document Number	0000686544
Date	Sep 6, 2018
Instrument	686544

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Sep 5, 2046

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$36,150 (+0.01%) Land $10,400 Building $25,750	$103,280 (-) Land $29,700 Building $73,580
2024	$1,452.00 (-4.66%)	$36,148 (+25.35%) Land $10,395 Building $25,753	$103,280 (+25.36%) Land $29,700 Building $73,580
2023	$1,523.00 (+0.86%)	$28,837 (-0.01%) Land $6,227 Building $22,610	$82,390 (-) Land $17,790 Building $64,600
2022	$1,510.00	$28,840 Land $6,230 Building $22,610
2021			$82,390 Land $17,790 Building $64,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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