4131 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4131 Cooke St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,376 sqft · built 1941
Lot Size	0.16 acres (7,001 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2021)
Tax Bill	$3,228 (2026)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3030-01430`

Property Details

APN / Parcel Number

Primary APN	`010-3030-01430`
Alternative APN	`1118267`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Gross Area
1st Floor Area	992 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,001 sqft (0.16 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	140 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1118267
Street Address	4131 COOKE ST
City	DULUTH
State	MN
Zip	55804-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:078 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	78
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3015
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-01430

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4131 COOKE ST, DULUTH, MN 55804-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit SHARE ADVANTAGE CU
May 18, 2022	Transfer on Death Deed, Transfer
Oct 04, 2021	Deed, Transfer · Commercial Mortgage SHARE ADVANTAGE CU
May 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Deed Document Number	20211047702
Last Transfer Date	May 13, 2022
Transfer Doc	0001056677
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4131 COOKE ST, DULUTH, MN 55804-1945
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001056780
Date	May 20, 2022
Instrument	1056780

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 09, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2022
Property Address	4131 COOKE ST, DULUTH, MN 55804-1945
Document Number	0001056677
Instrument Date	May 13, 2022
Instrument	1056677
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 04, 2021
Property Address	4131 COOKE ST, DULUTH, MN 55804-1945
Document Number	0001047702
Instrument Date	Sep 22, 2021
Instrument	1047702
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 COOKE ST, DULUTH, MN 55804-1945

Mortgage

Document Number	0001047703
Date	Oct 04, 2021
Instrument	1047703

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2031

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2021
Property Address	4131 COOKE ST, DULUTH, MN 55804-1945
Document Number	0001040801
Instrument Date	Feb 27, 2014
Instrument	1040801
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 COOKE ST, DULUTH, MN 55804-1945

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,228.00 (+7.24%) Homeowner's exemption
2025	$3,010.00 (-2.71%) Homeowner's exemption	$255,800 (+6.23%) Land $47,900 Building $207,900	$255,800 (+6.23%) Land $47,900 Building $207,900
2024	$3,094.00	$240,800 (+12.68%) Land $46,200 Building $194,600	$240,800 (+12.68%) Land $46,200 Building $194,600
2022		$213,700 Land $35,600 Building $178,100	$213,700 Land $35,600 Building $178,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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