4131 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 4131 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,912 sqft · built 2003
Lot Size1.42 acres (61,855 sqft)
Owner2 Company Names on Record
Last Sale$429,000 (May 2004)
Tax Bill$5,795 (2026)
Deeds & MortgagesJan 2026 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-027864

Property Details

APN / Parcel Number

Primary APN03-027864
Alternative APNs
  • 3027864
  • 027864

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,000 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area61,855 sqft (1.42 acres)
Garage TypeAttached
Garage Area1,152 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number027864
Street Address4131 ARTERS MILL RD
CityWESTMINSTER
StateMD
Zip21158-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT 9 - 1.42 ACS 4131 ARTERS MILL RD 41-1 ARTERS MILL ESTS SC 2
Legal SubdivisionARTERS MILL ESTATE
Legal Lot Number9
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group1
Census Block1020
Census Tract503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4131 ARTERS MILL RD, WESTMINSTER, MD 21158-1016
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Intrafamily Transfer, Transfer
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2004 · Amount on Record
Deed SaleMay 25, 2004 · Amount on Record
Prior SaleMar 18, 2003 · Amount on Record
Deed Document Number200435770
Deed Book / Page3997 / 78
Last Transfer DateDec 19, 2025
Transfer Doc0116600408
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateJan 8, 2026
Property Address4131 ARTERS MILL RD, WESTMINSTER, MD 21158-1016
Document Number0116600408
Book / Page11660 / 408
Map ReferenceMB 41 PG 165
Instrument DateDec 19, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4131 ARTERS MILL RD, WESTMINSTER, MD 21158-1016

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address4131 ARTERS MILL RD, WESTMINSTER, MD 21158-1016
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099570270
DateNov 19, 2020
Book Page9957/270
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,795.00 (+4.96%) Homeowner's exemption$520,200 (+5.18%)$571,400 (+15.53%) Land $154,200 Building $417,200
2025$5,521.00 (+9.74%) Homeowner's exemption$494,600 (+11.08%) Land $129,200 Building $365,400$494,600 (-) Land $129,200 Building $365,400
2023$5,031.00 Homeowner's exemption$445,267$494,600 Land $129,200 Building $365,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Quantum Internet & Telephone
Fiber
2,000 / 2,000

Nearby Properties on Arters Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number