4130 Wilson Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4130 Wilson Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 1963
Lot Size	0.167 acres (7,280 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Sep 2026)
Tax Bill	$16,200 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`115-101-009-5`

Property Details

APN / Parcel Number

Primary APN	`115-101-009-5`
Alternative APN	`115-101-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Lot Area	7,280 sqft (0.167 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4130 WILSON LN
City	CONCORD
State	CA
Zip	94521-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3106 LOT 105
Legal Subdivision	SUBDIVISION 3106
Legal Tract	3106
Legal Lot Number	105
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	5
Census Block	5008
Census Tract	333200

Owner

4130 Wilson Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Contra Costa County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4130 WILSON LN, CONCORD, CA 94521-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
May 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 17, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 26, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	202694543
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 8, 2026
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Document Number	0000094543
Instrument Date	Sep 3, 2026
Instrument	202694543
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 WILSON LN, CONCORD, CA 94521-1108

Mortgage

Document Number	0000094544,
Date	Sep 8, 2026
Instrument	202694544

Lender

Name	MECHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 WILSON LN, CONCORD, CA 94521-1108

Mortgage

Document Number	0000045250
Date	May 15, 2023
Instrument	2023-045250

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121493
Date	Jun 23, 2020
Instrument	2020-121493

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2021
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Document Number	0000146573
Map Reference	VOL 90 PG 37
Instrument Date	May 12, 2021
Instrument	2021-146573
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4130 WILSON LN, CONCORD, CA 94521-1108

Mortgage

Document Number	0000146574
Date	May 17, 2021
Instrument	2021-146574

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Document Number	0000206078
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4130 WILSON LN CONCORD CA 945211108, CONCORD, CA 94521-1108

Mortgage

Document Number	0000206078
Date	Nov 19, 2019
Instrument	206078

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2034

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2017
Property Address	4130 WILSON LN, CONCORD, CA 94521-1108
Document Number	0000202119
Map Reference	VOL90 PG37
Instrument Date	Oct 18, 2017
Instrument	2017-202119
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4130 WILSON LN, CONCORD, CA 94521-1108

Mortgage

Document Number	0000202120
Date	Oct 26, 2017
Instrument	2017-202120

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4130 Wilson Ln was $16,200.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,404,516 (+2%) Land $518,916 Building $885,600
2025	$16,200.00	$1,376,978 Land $508,742 Building $868,236
2023	$15,008.00 (+1.11%)	$1,274,490 Land $488,988 Building $785,502
2022	$14,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4130 Wilson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4130 Wilson Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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