4130 Willard Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4130 Willard Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1999
Square Footage1,186 sqft Gross Area
Lot Size41,455 sqft (0.951 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2022)
Tax Bill$2,866.00 (2026)

Owner

Source: St. Louis County records · APN 520-0090-00460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4130 WILLARD RD, DULUTH, MN 55803-1230
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
May 11, 2023Correction Deed
NORTH SHORE TITLE
Jul 05, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 31, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ALERUS MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2022 · Amount on Record
Deed SaleJul 05, 2022 · Amount on Record
Prior SaleJun 13, 2022 · Amount on Record
Deed Doc Number20221446682
Prior Transfer DateApr 14, 2009
Prior Transfer Doc0001116291
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJun 29, 2026
Property Address4130 WILLARD RD, DULUTH, MN 55803-1230
Document Number0001535138
Instrument DateMay 29, 2026
Instrument20261535138
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4130 WILLARD RD, DULUTH, MN 55803-1230

Mortgage

Document Number0001535138,
DateJun 29, 2026
Instrument20261535138
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionST LOUIS MN
Recording DateMay 11, 2023
Property Address4130 WILLARD RD, DULUTH, MN 55803-1230
Document Number0001466321
Instrument DateMay 09, 2023
Instrument1466321
Record UpdatedJun 13, 2023
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$759.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4130 WILLARD RD, DULUTH, MN 55803-1230

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 05, 2022
Property Address4130 WILLARD RD, DULUTH, MN 55803-1230
Document Number0001446682
Instrument DateJun 13, 2022
Instrument1446682
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4130 WILLARD RD, DULUTH, MN 55803-1230

Mortgage

Document Number0001446683
DateJul 05, 2022
Instrument1446683
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 31, 2018
Property Address4130 WILLARD RD, DULUTH, MN 55803-1230
Document Number00A1343776
Instrument DateOct 22, 2018
InstrumentA1343776
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyPIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$552.75
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 WILLARD RD DULUTH MN 558031230, DULUTH, MN 55803-1230

Mortgage

Document NumberA1343777
DateOct 31, 2018
InstrumentA1343777
Lender
NameALERUS MTG
TypeMortgage Company
AddressMINNETONKA, MN 55305
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,866.00 (+21.54%) Homeowner's exemption
2025$2,358.00 (+0.77%) Homeowner's exemption$236,900 (+14.28%) Land $37,200 Building $199,700$236,900 (+14.28%) Land $37,200 Building $199,700
2024$2,340.00$207,300 (+27.57%) Land $36,900 Building $170,400$207,300 (+27.57%) Land $36,900 Building $170,400
2022$162,500 Land $35,300 Building $127,200$162,500 Land $35,300 Building $127,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN520-0090-00460
Alternative APN
  • 1132805

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,186 sqft Gross Area
1st Floor1,006 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area41,455 sqft (0.951 acres)
Garage Area440 sqft Garage
Deck Area192 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1132805
Street Address4130 WILLARD RD
CityDULUTH
StateMN
Zip55803-1230
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0019 BLOCK:002 SERIAL #
Legal SubdivisionCOLMANS 4TH ACRE TR ADD TO DUL
Legal Block2
Legal Lot Number19
JurisdictionST LOUIS MN
Minor Civil DivisionRICE LAKE
Census Blockgroup1
Census Block1010
Census Tract400

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