4130 SE Peppertree St, Stuart, FL 34997 Property Records

Martin County property record for 4130 SE Peppertree St, Stuart, FL 34997 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,529 sqft · built 1989
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Dec 2023)
Tax Bill$5,137 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-38-41-014-000-0130.0-7-0000

Property Details

APN / Parcel Number

Primary APN36-38-41-014-000-0130.0-7-0000
Alternative APNs
  • 36-38-41-014-000-01300-7
  • 32960

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
Gross Area1,817 sqft
1st Floor Area1,529 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,490 sqft (0.149 acres)
View / LotHomesite
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4130 SE PEPPERTREE ST
CitySTUART
StateFL
Zip34997-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD P.U.D. PH III IV & V LOT 130
Legal Range41E
Legal Township38S
Legal Section36
Legal SubdivisionPARKWOOD
Legal Block1
Legal Lot Number130
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1010
Census Tract1409

Owner

Source: Martin County records · APN 36-38-41-014-000-0130.0-7-0000

Assessment roll updated August 27, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Jan 14, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 10, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 29, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleJan 14, 2022 · Amount on Record
Deed Document Number20233049655
Deed Book / Page3411 / 1795
Prior Transfer DateJan 29, 2021
Prior Transfer Doc0031931619
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 15, 2023
Property Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237
Document Number0034111795
Book / Page3411 / 1795
Map ReferenceMB 10 PG 75
Instrument DateDec 15, 2023
Instrument3049655
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyPROPERTY TRANSFER SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9096 SE HARBOR ISLAND WAY, HOBE SOUND, FL 33455-3106

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237

Mortgage

Document Number0034111797
DateDec 15, 2023
Instrument3411/1797
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0034111814
DateDec 15, 2023
Book Page3411/1814
Instrument3049657
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 14, 2022
Property Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237
Document Number0032860878
Book / Page3286 / 878
Map ReferenceMB 10 PG 75
Instrument DateJan 13, 2022
Instrument2937187
Transaction TypeTransfer
Record UpdatedFeb 03, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,891.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7325 SIR WALTER WAY APT 304, 7325, KNOXVILLE, TN 37919-2057

Transferred To (Grantee/Buyer)

NameVerified Name
Address9096 SE HARBOR ISLAND WAY, HOBE SOUND, FL 33455-3106

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237

Mortgage

Document Number0032042941
DateMar 10, 2021
Book Page3204/2941
Instrument2873552
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueFeb 01, 2036

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJan 29, 2021
Property Address4130 SE PEPPERTREE ST, STUART, FL 34997-2237
Document Number0031931619
Book / Page003193 / 001619
Instrument DateJan 29, 2021
Instrument2864861
Transaction TypeTransfer
Record UpdatedFeb 26, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 SE PEPPERTREE ST STUART FL 349972237, STUART, FL 34997-2237

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$336,640 (-3.8%)$368,950 (+5.43%) Land $145,000 Building $223,950
2024$5,137.00 (-17.89%)
2023$6,256.00 (+216.76%)$349,950 (+158.49%) Land $145,000 Building $204,950$349,950 (+22.13%) Land $145,000 Building $204,950
2022$1,975.00 Homeowner's exemption$135,383$286,530 Land $135,000 Building $151,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850014091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (1998–2008)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2008, river or lake flooding, Tropical Storm Fay

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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