4130 Ruskin St, Houston, TX 77005 Property Records

Harris County property record for 4130 Ruskin St, Houston, TX 77005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,028 sqft · built 1935
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$785,300 (Jul 2020)
Tax Bill	$13,259 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`052-087-000-0045`

Property Details

APN / Parcel Number

Primary APN	`052-087-000-0045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	1,610 sqft
Attic	Attic
Attic Area	418 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Neighborhood
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Utility Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0520870000045
Street Address	4130 RUSKIN ST
City	HOUSTON
State	TX
Zip	77005-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 FAIRHAVEN
Legal Subdivision	FAIRHAVEN
Legal Block	1
Legal Lot Number	45
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1027
Census Tract	412600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4130 RUSKIN ST, HOUSTON, TX 77005-3513
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	2020302193
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	0000302193
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 9, 2020
Property Address	4130 RUSKIN ST, HOUSTON, TX 77005-3513
Document Number	0000302193
Instrument Date	Jul 8, 2020
Instrument	302193
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 RUSKIN ST HOUSTON TX 770053513, HOUSTON, TX 77005-3513

Mortgage

Document Number	302194
Date	Jul 9, 2020
Instrument	302194

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.4%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	West University Place City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,011,885 (+5.96%) Land $852,500 Building $159,385	$1,011,885 (+5.96%) Land $852,500 Building $159,385
2025	$13,259.00 (+4.72%) Homeowner's exemption	$955,000 (+7.3%) Land $852,500 Building $102,500	$955,000 (+7.3%) Land $852,500 Building $102,500
2024	$12,661.00 (+4.41%)
2023		$890,000 Land $770,000 Building $120,000	$890,000 Land $770,000 Building $120,000
2022	$12,126.00 (+6.96%)
2020	$11,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	207 units insured incl. 16 condo units
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20