Oakland County property record for 4130 Renee Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,850 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Jul 2018) |
| Tax Bill | $8,376 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-478-009 |
| Primary APN | 88-20-15-478-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Area | 571 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4130 RENEE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 15 HERITAGE PLACE SUB LOT 25 3-20-95 FR 476-023, 477-018, 019020,022,023,024,026& 027 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | HERITAGE PLACE |
| Legal Lot Number | 3,25 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 197000 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2021 | Deed of Trust, Mortgage GUIDANCE RESIDENTIAL LLC |
| Mar 16, 2022 | Intrafamily Transfer, Transfer |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on Record |
| Deed Sale | Jul 5, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2012 · Amount on Record |
| Deed Document Number | 2018111343 |
| Deed Book / Page | 51966 / 296 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0000344156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000154371 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 53275/00533 |
| Instrument | 154371 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|
| Document Number | 0000189926 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 56637/588 |
| Instrument | 189926 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20190 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 16, 2022 |
| Property Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Document Number | 0000344156 |
| Book / Page | 57585 / 34 |
| Map Reference | LB 240 PG 6-11 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 344156 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4130 RENEE DR, 4130, TROY, MI 48085-4893 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Document Number | 0000155404 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4130 RENEE DR TROY MI 480854893, TROY, MI 48085-4893 |
| Document Number | 0000155404 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 054619/000312 |
| Instrument | 155404 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 5, 2018 |
| Property Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Document Number | 0000111343 |
| Book / Page | 51966 / 00296 |
| Map Reference | LB 240 PG 6-11 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 111343 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,042.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 RENEE DR, 413, TROY, MI 48085 |
| Name | Verified Name |
|---|---|
| Address | 4130 RENEE DR, TROY, MI 48085-4893 |
| Document Number | 0000111344 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 111344 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,376.00 (-3.85%) | ||
| 2023 | $511,000 | ||
| 2022 | $8,711.00 | $255,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures