4130 Renee Dr, Troy, MI 48085 Property Records

Oakland County property record for 4130 Renee Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,850 sqft · built 1996
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jul 2018)
Tax Bill$8,376 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-15-478-009

Property Details

APN / Parcel Number

Primary APN88-20-15-478-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,850 sqft Living Area
1st Floor Area1,690 sqft
Basement Area1,690 sqft
Unfinished Basement1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions123 ft deep x 100 ft wide
Garage Area571 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area68 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4130 RENEE DR
CityTROY
StateMI
Zip48085-4893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 HERITAGE PLACE SUB LOT 25 3-20-95 FR 476-023, 477-018, 019020,022,023,024,026& 027
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionHERITAGE PLACE
Legal Lot Number3,25
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1015
Census Tract197000

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4130 RENEE DR, TROY, MI 48085-4893
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 2, 2021Deed of Trust, Mortgage
GUIDANCE RESIDENTIAL LLC
Mar 16, 2022Intrafamily Transfer, Transfer
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 5, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2018 · Amount on Record
Deed SaleJul 5, 2018 · Amount on Record
Prior SaleFeb 23, 2012 · Amount on Record
Deed Document Number2018111343
Deed Book / Page51966 / 296
Last Transfer DateMar 14, 2022
Transfer Doc0000344156
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4130 RENEE DR, TROY, MI 48085-4893
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154371
DateSep 20, 2019
Book Page53275/00533
Instrument154371
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4130 RENEE DR, TROY, MI 48085-4893
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000189926
DateAug 2, 2021
Book Page56637/588
Instrument189926
Lender
NameGUIDANCE RESIDENTIAL LLC
TypeMortgage Company
AddressRESTON, VA 20190
Agreement
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 16, 2022
Property Address4130 RENEE DR, TROY, MI 48085-4893
Document Number0000344156
Book / Page57585 / 34
Map ReferenceLB 240 PG 6-11
Instrument DateMar 14, 2022
Instrument344156
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4130 RENEE DR, 4130, TROY, MI 48085-4893

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4130 RENEE DR, TROY, MI 48085-4893

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4130 RENEE DR, TROY, MI 48085-4893
Document Number0000155404
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4130 RENEE DR TROY MI 480854893, TROY, MI 48085-4893

Mortgage

Document Number0000155404
DateAug 6, 2020
Book Page054619/000312
Instrument155404
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 5, 2018
Property Address4130 RENEE DR, TROY, MI 48085-4893
Document Number0000111343
Book / Page51966 / 00296
Map ReferenceLB 240 PG 6-11
Instrument DateJun 28, 2018
Instrument111343
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,042.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 RENEE DR, 413, TROY, MI 48085

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 RENEE DR, TROY, MI 48085-4893

Mortgage

Document Number0000111344
DateJul 5, 2018
Instrument111344
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,376.00 (-3.85%)
2023$511,000
2022$8,711.00$255,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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