4130 N Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 4130 N Gale Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 2020
Lot Size	1.33 acres (58,109 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,741 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-28-300-035`

Property Details

APN / Parcel Number

Primary APN	`16-28-300-035`

Interior

Full Baths	2 Baths
Building Area	2,042 sqft Living Area
1st Floor Area	2,042 sqft
Basement Area	2,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	58,109 sqft (1.33 acres)
Lot Dimensions	390 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4130 N GALE RD
City	DAVISON
State	MI
Zip	48423-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	A PARCEL OF LAND BEG N 0 DEG 04 MIN 22 SEC W 1173.75 FT FROM SW COR OF SEC TH N 0 DEG 04 MIN 22 SEC W 150 FT TH N 89 DEG 51
Legal Range	08E
Legal Township	08N
Legal Section	28
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1008
Census Tract	11800

Owner

4130 N Gale Rd is owned and occupied by two individuals.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4130 N GALE RD, DAVISON, MI 48423-8951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4130 N GALE RD, DAVISON, MI 48423-8951
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014283
Date	Mar 11, 2020
Instrument	202003110014283

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4130 N GALE RD, DAVISON, MI 48423-8951
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 N GALE RD, DAVISON, MI 48423-8951

Mortgage

Document Number	0000077387
Date	Sep 28, 2021
Instrument	202109280077387

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4130 N Gale Rd was $6,741 with a homeowner's exemption, up 12.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,100 (+5.76%)	$466,200 (+5.76%)
2025	$6,741.00 (+12.13%) Homeowner's exemption	$220,400	$440,800
2024	$6,012.00
2023		$175,800	$351,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4130 N Gale Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4130 N Gale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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