4130 N Elgin St, Spokane, WA 99205 Property Records

Spokane County property record for 4130 N Elgin St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,720 sqft · built 1953
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,008 (Jul 2019)
Tax Bill	$3,271 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25011.1406`

Property Details

APN / Parcel Number

Primary APN	`25011.1406`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,183 sqft
Basement Area	1,050 sqft
Finished Basement	537 sqft
Unfinished Basement	513 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,620 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	292 sqft
Patio Area	292 sqft
Canopy	292 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4130 N ELGIN ST
City	SPOKANE
State	WA
Zip	99205-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GREENES ADD VAC ST BET B14-27 THAT PTN OF ROCKWELL AVE VAC LYG BET L8 B14&L20 B27
Legal Range	42E
Legal Township	25N
Legal Section	01
Legal Subdivision	GREENES ADD
Legal Block	27
Legal Lot Number	8,20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1012
Census Tract	1100

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 N ELGIN ST, SPOKANE, WA 99205-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	20196820552
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4130 N ELGIN ST, SPOKANE, WA 99205-1448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006957526
Date	Aug 19, 2020
Instrument	6957526

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 9, 2019
Property Address	4130 N ELGIN ST, SPOKANE, WA 99205-1448
Document Number	0006820552
Map Reference	VOL L PG 8
Instrument Date	Jun 7, 2019
Instrument	6820552
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,760.94
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 N ELGIN ST, SPOKANE, WA 99205-1448

Mortgage

Document Number	0006820553
Date	Jul 9, 2019
Instrument	6820553

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,271.00 (+4.24%)	$319,600 (+3.23%) Land $80,000 Building $239,600	$319,600 (+3.23%) Land $80,000 Building $239,600
2025	$3,138.00 (+3.56%)
2024		$309,600 (+28.41%) Land $55,000 Building $254,600	$309,600 (+28.41%) Land $55,000 Building $254,600
2023	$3,030.00 (+7.33%)	$241,100 Land $40,000 Building $201,100	$241,100 Land $40,000 Building $201,100
2022	$2,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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