4130 Jora Ln, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4130 Jora Ln, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,826 sqft · built 1938
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,854 (2025)
Deeds & Mortgages	May 2018 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050-0007-0205-00`

Property Details

APN / Parcel Number

Primary APN	`050-0007-0205-00`
Alternative APN	`44725284`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,234 sqft
Attic	Attic
Attic Area	592 sqft
Basement Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4130 JORA LN
City	CINCINNATI
State	OH
Zip	45209-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4130 JORA LN 50 X 100 LOT 124 PILLARS SUB 3RD
Legal Subdivision	PILLARS SUB
Legal Lot Number	124
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	5302

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 JORA LN, CINCINNATI, OH 45209-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 1995
Deed Sale	Feb 9, 1995
Prior Sale	Aug 23, 1994
Deed Document Number	199517218
Deed Book / Page	6673 / 1940
Last Transfer Date	Jan 5, 1999
Transfer Doc	0078590976
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4130 JORA LN, CINCINNATI, OH 45209-1407
Document Number	0000045858
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 JORA LN CINCINNATI OH 452091407, CINCINNATI, OH 45209-1407

Mortgage

Document Number	0000045858
Date	May 30, 2018
Book Page	013678/001151
Instrument	45858

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4130 JORA LN, CINCINNATI, OH 45209-1407
Document Number	0000116381
Book / Page	013570 / 000660
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 JORA LN CINCINNATI OH 452091407, CINCINNATI, OH 45209-1407

Mortgage

Document Number	0000116381
Date	Dec 22, 2017
Book Page	013570/000660
Instrument	116381

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,854.00 (+3.13%)	$111,308 (+%) Land $49,130 Building $62,178	$318,020 (-) Land $140,370 Building $177,650
2024	$6,646.00 (-2.21%)	$111,306 (-) Land $49,129 Building $62,177
2023	$6,796.00 (-5.96%)	$111,306 (+4.82%) Land $49,129 Building $62,177	$318,020 (+4.82%) Land $140,370 Building $177,650
2022	$7,227.00 Homeowner's exemption	$106,190 Land $34,685 Building $71,505
2020			$303,400 Land $99,100 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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