4130 Front St, San Diego, CA 92103 Property Records

San Diego County property record for 4130 Front St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 1970
Lot Size	0.127 acres (5,543 sqft)
Owner	2 Individual Names on File
Last Sale	$1,240,000 (Oct 2023)
Tax Bill	$16,384 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`444-482-07-00`

Property Details

APN / Parcel Number

Primary APN	`444-482-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Lot Area	5,543 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	4130 FRONT ST
City	SAN DIEGO
State	CA
Zip	92103-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 7 TR 002244
Legal Subdivision	GILBERTS HILLCREST ADD
Legal Tract	002244
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

4130 Front St is owned and occupied by two individuals who acquired it in March 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TRI VALLEY HOME LOANS LLC
Oct 6, 2023	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Oct 6, 2023	Grant Deed, Transfer · Conventional Mortgage ALTURA CU
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2021	Grant Deed, Transfer
Jan 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	2023271987
Last Transfer Date	Mar 7, 2025
Transfer Doc	0000099615
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2026
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000001489
Map Reference	MAP 2244
Instrument Date	Dec 24, 2025
Instrument	2026-0001489
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016

Mortgage

Document Number	0000001490
Date	Jan 5, 2026
Instrument	2026-0001490

Lender

Name	TRI VALLEY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000271986
Map Reference	MAP 2244
Instrument Date	Sep 25, 2023
Instrument	2023-0271986
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3428 JEWELL ST, SAN DIEGO, CA 92109-6720
Investor	Possibly a Property Investor

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000271987
Map Reference	MAP 2244
Instrument Date	Sep 21, 2023
Instrument	2023-0271987
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016

Mortgage

Document Number	0000271988
Date	Oct 6, 2023
Instrument	2023-0271988

Lender

Name	ALTURA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Margin	3
Max Rate	11.2%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2021
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000602138
Map Reference	MAP 2244
Instrument Date	Aug 5, 2021
Instrument	2021-0602138
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016

Mortgage

Document Number	0000602139
Date	Aug 24, 2021
Instrument	2021-0602139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2021
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000103096
Map Reference	MAP 2244
Instrument Date	Feb 1, 2021
Instrument	2021-0103096
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2018
Property Address	4130 FRONT ST, SAN DIEGO, CA 92103-2016
Document Number	0000034618
Instrument Date	Jan 24, 2018
Instrument	34618
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Amount	Amount on Record
Tax	$473.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5334 BANKS ST SAN DIEGO CA 921104008, SAN DIEGO, CA 92110-4008

Tax Assessment & Valuation

The 2025 property tax bill for 4130 Front St was $16,384.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,290,096 (+2%) Land $1,040,400 Building $249,696
2025	$16,384.00	$1,264,800 Land $1,020,000 Building $244,800
2023	$13,968.00 (+2.74%) Homeowner's exemption	$1,144,440 Land $936,360 Building $208,080
2022	$13,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4130 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4130 Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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