4130 E 32nd St, Des Moines, IA 50317 Property Records

Polk County property record for 4130 E 32nd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,007 sqft · built 1926
Lot Size	0.893 acres (38,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/01481-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/01481-000-000`
Alternative APN	`792320303018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
Gross Area	1,667 sqft
1st Floor Area	1,007 sqft
Basement Area	615 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,900 sqft (0.893 acres)
Lot Dimensions	389 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	45 sqft
Deck Area	296 sqft
Canopy	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4130 E 32ND ST
City	DES MOINES
State	IA
Zip	50317-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 DOUGLAS ACRES
Legal Subdivision	DOUGLAS ACRES
Legal Lot Number	94
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2001
Census Tract	101

Owner

Source: Polk County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 E 32ND ST, DES MOINES, IA 50317-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Aug 3, 2023	Affidavit of Death of Joint Tenant, Transfer
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000041438
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 8, 2026
Property Address	4130 E 32ND ST, DES MOINES, IA 50317-5912
Document Number	0000041438
Book / Page	20584 / 250
Instrument Date	Jun 18, 2026
Instrument	202641438
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 E 32ND ST, DES MOINES, IA 50317-5912

Mortgage

Document Number	0000041439,
Date	Jul 8, 2026
Instrument	202641439

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Aug 3, 2023
Property Address	4130 E 32ND ST, DES MOINES, IA 50317-5912
Document Number	0000040951
Book / Page	19558 / 443
Instrument Date	Jul 28, 2023
Instrument	2023-00040951
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 E 32ND ST, DES MOINES, IA 50317-5912

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4130 E 32ND ST, DES MOINES, IA 50317-5912
Document Number	0000110144
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 E 32ND ST DES MOINES IA 503175912, DES MOINES, IA 50317-5912

Mortgage

Document Number	0000110144
Date	Jun 19, 2020
Book Page	017898/000835
Instrument	110144

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4130 E 32ND ST, DES MOINES, IA 50317-5912
Document Number	0000016742
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 E 32ND ST DES MOINES IA 503175912, DES MOINES, IA 50317-5912

Mortgage

Document Number	0000016742
Date	Aug 22, 2019
Book Page	017462/000031
Instrument	16742

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,158.00 (-1.93%) Homeowner's exemption	$194,700 (+7.45%) Land $44,000 Building $150,700	$194,700 (+7.45%) Land $44,000 Building $150,700
2024	$3,220.00 (-6.12%)
2023		$181,200 (+18.59%) Land $40,300 Building $140,900	$181,200 (+18.59%) Land $40,300 Building $140,900
2022		$152,800 Land $35,500 Building $117,300
2021			$152,800 Land $35,500 Building $117,300
2020	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, Verizon.

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