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4130 Cutty Sark Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 4130 Cutty Sark Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details3 ba · 2,252 sqft · built 2003
Lot Size0.073 acres (3,194 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Dec 2015)
Tax Bill$3,729 (2024)
Deeds & MortgagesApr 2022 Mortgage
May 2020 Mortgage
APN15-2400001114

Property Details

APN / Parcel Number

Primary APN15-2400001114
Alternative APN
  • 2400001114

Interior

Full Baths3 Baths
Stories3 Stories
Building Area2,252 sqft Living Area
1st Floor Area772 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area3,194 sqft (0.073 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number2400001114
Street Address4130 CUTTY SARK RD
CityMIDDLE RIVER
StateMD
Zip21220-2375
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.073AC PHASE 2A CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal Phase4130,2A
Legal BlockR
Legal Lot Number32
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

Source: Baltimore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4130 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
May 23, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2015 · Amount on File
Deed SaleDec 22, 2015 · Amount on File
Prior SaleApr 10, 2003 · Amount on File
Deed Book / Page37005 / 144
Prior Transfer DateOct 15, 2009
Prior Transfer Doc0287490433
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4130 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0467300500
DateApr 18, 2022
Book Page46730/500
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term352 Months
DueAug 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4130 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Document Number0430580394
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4130 CUTTY SARK RD BALTIMORE MD 212202375, BALTIMORE, MD 21220-2375

Mortgage

Document Number0430580394
DateJun 26, 2020
Book Page043058/000394
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274,067 (+23.45%)$300,100 (+35.18%) Land $73,000 Building $227,100
2024$3,729.00 (+122.1%)
2023$1,679.00$222,000 Land $73,000 Building $149,000$222,000 Land $73,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

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