Merced County property record for 4130 Clary Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.104 acres (4,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,500 (Aug 2025) |
| Tax Bill | $6,159 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-270-048-000 |
| Primary APN | 206-270-048-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,530 sqft (0.104 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 94 sqft |
| Old Parcel Number | 206-270-048 |
|---|---|
| Street Address | 4130 CLARY CT |
| City | MERCED |
| State | CA |
| Zip | 95348-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 SAGE CREEK PH 2 RM 86-9 POR SEC 12/7/13 |
| Legal Subdivision | SAGE CRK PH 2 SUB 5397 |
| Legal Lot Number | 74 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1007 |
4130 Clary Ct is owned and occupied by two individuals who bought it in August 2025.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4130 CLARY CT, MERCED, CA 95348-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Jul 3, 2023 · Amount on File |
| Deed Document Number | 202522602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 22, 2025 |
| Property Address | 4130 CLARY CT, MERCED, CA 95348-7007 |
| Document Number | 0000022602 |
| Map Reference | DOC 2022-022452 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025022602 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4130 CLARY CT, MERCED, CA 95348-7007 |
| Document Number | 0000022603 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025022603 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | SOFR Average 30-Day |
| Margin | 2 |
| Max Rate | 5.62% |
The 2025 property tax bill for 4130 Clary Ct was $6,159, up 396.3% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,500 (+6.98%) Land $120,000 Building $358,500 | |
| 2025 | $6,159.00 (+396.29%) | $447,300 Land $117,300 Building $330,000 |
| 2024 | $1,241.00 (+71.41%) | |
| 2023 | $724.00 | $66,170 Land $66,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4130 Clary Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4130 Clary Ct is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies.
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