4130 Cherokee Ave, San Diego, CA 92104 Property Records

San Diego County property record for 4130 Cherokee Ave, San Diego, CA 92104

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,228 sqft · built 2023
Lot Size	0.114 acres (4,976 sqft)
Owner	Individual Name on File
Last Sale	$1,360,000 (Jun 2026)
Tax Bill	$7,966 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447-341-23-00`

Property Details

APN / Parcel Number

Primary APN	`447-341-23-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Lot Area	4,976 sqft (0.114 acres)

Location & Zoning

Street Address	4130 CHEROKEE AVE
City	SAN DIEGO
State	CA
Zip	92104-2311
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-1-2
Legal Description	BLK 9 LOT 31 N 1/2 LOT 30 & ALL TR 001000
Legal Subdivision	TERALTA HEIGHTS
Legal Tract	001000
Legal Block	9
Legal Lot Number	31,30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	2201

Owner

4130 Cherokee Ave, a duplex, is owned and occupied by an individual who bought it in June 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2025	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 4, 2025	Intrafamily Transfer, Transfer · Construction Mortgage ARV FINANCE INC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage JEREMY WARREN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	May 30, 2025 · Amount on File
Deed Document Number	2026178183
Prior Transfer Date	Jan 16, 2007
Prior Transfer Doc	0000073118
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311
Document Number	0000178183
Instrument Date	Jun 20, 2026
Instrument	2026178183
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311

Mortgage

Document Number	0000178184,
Date	Jun 22, 2026
Instrument	2026178184

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2025
Property Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311
Document Number	0000145028
Map Reference	MAP 1000
Instrument Date	May 30, 2025
Instrument	2025-0145028
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311

Mortgage

Document Number	0000145029
Date	May 30, 2025
Instrument	2025-0145029

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2025
Property Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311
Document Number	0000087097
Map Reference	MAP 1000
Instrument Date	Mar 28, 2025
Instrument	2025-0087097
Transaction Type	Transfer
Record Updated	Apr 15, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8755 RIDEABOUT LN, SAN DIEGO, CA 92129-3743

Mortgage

Document Number	0000087099
Date	Apr 4, 2025
Instrument	2025-0087099

Lender

Name	ARV FINANCE INC
Type	Funding / Finance Company
Address	LA JOLLA, CA 92037

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4130 CHEROKEE AVE, SAN DIEGO, CA 92104-2311
Document Number	0000448992
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W BEECH ST #1104 SAN DIEGO CA 921012962, 1104, SAN DIEGO, CA 92101-2962

Mortgage

Document Number	0000448992
Date	Oct 26, 2018
Instrument	448992

Lender

Name	JEREMY WARREN
Address	501 W BROADWAY # 240, SAN DIEGO, CA 92101-8595

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4130 Cherokee Ave was $7,966.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,111,800 (+87.84%) Land $765,000 Building $346,800
2025	$7,966.00	$591,892 Land $266,931 Building $324,961
2023	$7,003.00 (+2.73%)	$568,911 Land $256,567 Building $312,344
2022	$6,817.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4130 Cherokee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4130 Cherokee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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