4130 46th Ln, Vero Beach, FL 32967 Property Records

Indian River County property record for 4130 46th Ln, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1988
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$7,500 (Oct 1987)
Tax Bill$815 (2025)
Deeds & MortgagesNov 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN32-39-22-00011-0000-00045.0

Property Details

APN / Parcel Number

Primary APN32-39-22-00011-0000-00045.0
Alternative APN
  • 48097

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area858 sqft Living Area
1st Floor Area858 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialShingle
Lot Area6,970 sqft (0.16 acres)
Garage Area286 sqft
DrivewayDriveway
Driveway Area440 sqft
PorchOpen Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number48097
Street Address4130 46TH LN
CityVERO BEACH
StateFL
Zip32967-6318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionTREASURE COAST VILLAGE SUBDIVISION LOT 45 PBI 11-40
Legal Range39
Legal Township32
Legal Section22
Legal SubdivisionTREASURE COAST VILLAGE SUBDIVISION
Legal Lot Number45
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1018
Census Tract50303

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4130 46TH LN, VERO BEACH, FL 32967-6318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1987 · Amount on Record
Deed SaleOct 1, 1987 · Amount on Record
Deed Document Number0007792878
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4130 46TH LN, VERO BEACH, FL 32967-6318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033591033
DateNov 23, 2020
Book Page3359/1033
Instrument3120200070412
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2030

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$815.00 (+45.8%)$56,164 (+5.99%)$155,027 (+8.04%) Land $29,750 Building $125,277
2023$559.00 (+1.82%)$52,992 (+3%)$143,495 (+9.26%) Land $21,250 Building $122,245
2022$549.00$51,448$131,339 Land $21,250 Building $110,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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