4130 3rd St NW, Hickory, NC 28601 Property Records

Catawba County property record for 4130 3rd St NW, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 4,729 sqft · built 1995
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2014)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3715-17-00-8299`

Property Details

APN / Parcel Number

Primary APN	`3715-17-00-8299`
Alternative APN	`0062576`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,729 sqft Living Area
1st Floor Area	1,448 sqft
Upper Floors Area	1,810 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	178 ft deep x 106 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	12 sqft
Patio Area	975 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4130 3RD ST NW
City	HICKORY
State	NC
Zip	28601-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 81 PLAT 20-299 MOORES FERRY
Legal Subdivision	MOORES FERRY PHASE 4
Legal Lot Number	81
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1013
Census Tract	10502

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2014 · Amount on Record
Deed Sale	Mar 31, 2014 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Document Number	20144580
Deed Book / Page	3235 / 311
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039831341
Date	Nov 25, 2025
Book Page	3983/1341
Instrument	23245

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	DAVIDSON, NC 28036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038510205
Date	Jan 17, 2024
Book Page	3851/205
Instrument	845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 3RD ST NW, HICKORY, NC 28601-6901

Mortgage

Document Number	0038440933
Date	Nov 30, 2023
Book Page	3844/933
Instrument	21092

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037131921
Date	Dec 28, 2021
Book Page	3713/1921
Instrument	31814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Document Number	0035561674
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 3RD ST NW HICKORY NC 286016901, HICKORY, NC 28601-6901

Mortgage

Document Number	0035561674
Date	Feb 27, 2020
Book Page	003556/001674
Instrument	3820

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4130 3RD ST NW, HICKORY, NC 28601-6901
Document Number	0034620125
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 3RD ST NW HICKORY NC 286016901, HICKORY, NC 28601-6901

Mortgage

Document Number	0034620125
Date	Jul 12, 2018
Book Page	003462/000125
Instrument	11567

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2038

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,900 (-) Land $47,600 Building $580,300
2025	$2,502.00 (-53.31%)	$627,900 (-) Land $47,600 Building $580,300
2024	$5,359.00
2023	$5,359.00	$627,900 Land $47,600 Building $580,300	$627,900 Land $47,600 Building $580,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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