4130 3rd St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4130 3rd St, Chesapeake, VA 23324 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 2008
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (May 2026)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Aug 2010 Mortgage + 1 more
APN	`1590000003131`

Property Details

APN / Parcel Number

Primary APN	`1590000003131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
1st Floor Area	998 sqft
Upper Floors Area	998 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	115 ft deep x 37 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	998 sqft
Patio Area	998 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4130 3RD ST
City	CHESAPEAKE
State	VA
Zip	23324-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6A RESUB OF LOTS 6 8 & 10 BLK 9 PLAN OF PORTLOCK
Legal Subdivision	PORTLOCK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4016
Census Tract	20600

Owner

Source: Chesapeake City records · APN 1590000003131

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4130 3RD ST, CHESAPEAKE, VA 23324-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2012	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPAN
Aug 31, 2010	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPAN
May 12, 2026	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 16, 2009 · Amount on Record
Deed Document Number	202611983
Deed Book / Page	10977 / 1382
Record Updated	Sep 20, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4130 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008794/197
Date	Aug 23, 2012
Book Page	8794/197

Lender

Name	CARDINAL FINANCIAL COMPAN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2042

Interest

Rate Type	Fixed Rate

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4130 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008198/239
Date	Aug 31, 2010
Book Page	8198/239

Lender

Name	CARDINAL FINANCIAL COMPAN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2040

Interest

Rate Type	Fixed Rate

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 12, 2026
Property Address	4130 3RD ST, CHESAPEAKE, VA 23324-1549
Document Number	0000011983
Book / Page	10977 / 1382
Instrument Date	Apr 17, 2026
Instrument	2026.11983
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4130 3RD ST, CHESAPEAKE, VA 23324-1549

Mortgage

Document Number	0000011984,
Date	May 12, 2026
Instrument	2026..11984

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00 (+8.64%)	$354,800 (+12.31%) Land $100,000 Building $254,800	$354,800 (+12.31%) Land $100,000 Building $254,800
2024	$3,298.00 (+41.67%)
2023		$315,900 (+12.34%) Land $80,000 Building $235,900	$315,900 (+12.34%) Land $80,000 Building $235,900
2022		$281,200 Land $70,000 Building $211,200	$281,200 Land $70,000 Building $211,200
2019	$2,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500206004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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