Harford County property record for 413 Winterberry Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,789 sqft · built 1981 |
| Lot Size | 0.137 acres (5,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Oct 1988) |
| Tax Bill | $2,526 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-052241 |
| Primary APN | 01-052241 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,959 sqft (0.137 acres) |
| Lot Dimensions | 118 ft deep x 78 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 052241 |
|---|---|
| Street Address | 413 WINTERBERRY CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 409 23/78X118 AV 413 WINTERBERRY COURT WILLBY WOODS PT 44/67 |
| Legal Subdivision | WILLOUGHBY WOODS |
| Legal Lot Number | 409 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 301602 |
413 Winterberry Ct is owned and occupied by two individuals who bought it in October 1988.
Source: Harford County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 WINTERBERRY CT, EDGEWOOD, MD 21040-3544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 1988 · Amount on File |
| Deed Sale | Oct 27, 1988 · Amount on File |
| Deed Book / Page | 1508 / 867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 7, 2026 |
| Property Address | 413 WINTERBERRY CT, EDGEWOOD, MD 21040-3544 |
| Document Number | 1731000140 |
| Book / Page | 17318 / 140 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 413 WINTERBERRY CT, EDGEWOOD, MD 21040-3544 |
| Document Number | 1731000140, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 17318/140 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 413 WINTERBERRY CT, EDGEWOOD, MD 21040-3544 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0146090080 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 14609/80 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 413 Winterberry Ct was $2,526, up 14.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,526.00 (+14.77%) | $231,800 Land $50,000 Building $181,800 | $231,800 Land $50,000 Building $181,800 |
| 2025 | $2,201.00 | ||
| 2023 | $187,100 Land $50,000 Building $137,100 | $187,100 Land $50,000 Building $137,100 | |
| 2022 | $1,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Winterberry Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Winterberry Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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