Clay County property record for 413 Winner Ave, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,768 sqft · built 1985 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,828 (Dec 2025) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-617-00-17-013.00 |
| Primary APN | 05-617-00-17-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,408 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 141 ft deep x 188 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 413 WINNER AVE, AMO |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 280S OF SE COR E WOODS & WINNER AVE, E138.5, S89.83, W143.23. N88.06 TO POB A/K/A TR A (I-191.4) |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | WOODS |
| Legal Tract | A |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 22000 |
Source: Clay County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5621 LOCUST ST, KANSAS CITY, MO 64110-2735 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage M SQUARED FINANCIAL LLC |
| Nov 14, 2022 | Warranty Deed, Transfer · Line of Credit WELLS BANK OF PLATTE CITY |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit NODAWAY VALLEY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 202533201 |
| Deed Book / Page | 10076 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 413 WINNER AVE, SMITHVILLE, MO 64089-8347 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 5621 LOCUST ST, KANSAS CITY, MO 64110-2735 |
| Document Number | 0000033272 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 10076/92 |
| Instrument | 2025033272 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PRAIRIE VILLAGE, KS 66208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 14, 2022 |
| Property Address | 413 WINNER AVE, SMITHVILLE, MO 64089-8347 |
| Document Number | 0000036221 |
| Book / Page | 9478 / 121 |
| Map Reference | DOC 2022035860 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022036221 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 W MAIN ST, SMITHVILLE, MO 64089-9382 |
| Document Number | 0000036222 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022036222 |
| Name | WELLS BANK OF PLATTE CITY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 413 WINNER AVE, SMITHVILLE, MO 64089-8347 |
| Document Number | 0000037922 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 252 SMITHVILLE MO 640890252, SMITHVILLE, MO 64089-0252 |
| Document Number | 0000037922 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 008828/000062 |
| Instrument | 37922 |
| Name | NODAWAY VALLEY BK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 (+18.44%) | $73,930 (+14.92%) | $389,105 (+14.92%) |
| 2023 | $4,442.00 (-19.67%) | $64,330 | $338,578 |
| 2019 | $5,530.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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