413 Williamsfield Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 413 Williamsfield Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,110 sqft · built 2014
Lot Size	0.781 acres (34,020 sqft)
Owner	Individual Name on File
Last Sale	$407,000 (Jun 2019)
Tax Bill	$6,891 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55316`

Property Details

APN / Parcel Number

Primary APN	`55316`
Alternative APN	`1324926`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,110 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stone
Foundation Type	Footing
Lot Area	34,020 sqft (0.781 acres)
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	846 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1324926
Street Address	413 WILLIAMSFIELD DR
City	SHELBY
State	NC
Zip	28150-4193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#55PB23-46 JOHNSFIELD PH2 MAP 1
Legal Subdivision	JOHNSFIELD
Legal Block	1
Legal Lot Number	55
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1018
Census Tract	950702

Owner

413 Williamsfield Dr is owned and occupied by an individual who bought it in June 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	413 WILLIAMSFIELD DR, SHELBY, NC 28150-4193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	2019200027645
Deed Book / Page	1794 / 81
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	413 WILLIAMSFIELD DR, SHELBY, NC 28150-4193
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018470555
Date	Jul 26, 2021
Book Page	1847/555
Instrument	200058653

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 24, 2019
Property Address	413 WILLIAMSFIELD DR, SHELBY, NC 28150-4193
Document Number	0017940081
Book / Page	1794 / 81
Map Reference	MB 23 PG 46
Instrument Date	Jun 24, 2019
Instrument	200027645
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	713 COUNTRY VILLAGE DR # DR2A, 713, BEL AIR, MD 21014-4057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WILLIAMSFIELD DR, SHELBY, NC 28150-4193
Investor	Possibly a Property Investor

Mortgage

Document Number	0000179484
Date	Jun 24, 2019
Instrument	1794/84

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 413 Williamsfield Dr was $6,891, up 0.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,891.00 (+0.23%)	$691,051 (-) Land $51,975 Building $639,076	$691,051 (-) Land $51,975 Building $639,076
2025	$6,875.00	$691,051 Land $51,975 Building $639,076	$691,051 Land $51,975 Building $639,076
2023		$549,092 Land $30,712 Building $518,380	$549,092 Land $30,712 Building $518,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Williamsfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Williamsfield Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

Nearby Properties on Williamsfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures