Carlton County property record for 413 William St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Details | 1,002 sqft · built 2005 |
| Lot Size | 0.247 acres (10,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Jun 2015) |
| Tax Bill | $5,414 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-650-0760 |
| Primary APN | 06-650-0760 |
|---|---|
| Alternative APN |
|
| Building Area | 1,002 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 10,798 sqft (0.247 acres) |
| Account Number | 6812 |
|---|---|
| Street Address | 413 WILLIAM ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 72 FT OF W 144 FT LOT 3 BLK 5 ENGLISH ADDITION |
| Legal Subdivision | ENGLISH ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 70100 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 WILLIAM ST, CLOQUET, MN 55720-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · ARM HIAWATHA NATL BK |
| Feb 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on Record |
| Deed Sale | Jun 2, 2015 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Document Number | 2015462794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 413 WILLIAM ST, CLOQUET, MN 55720-1160 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000511176 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | A000511176 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.08% |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 413 WILLIAM ST, CLOQUET, MN 55720-1160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000497386 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | A000497386 |
| Name | HIAWATHA NATL BK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Type Change Date | Mar 1, 2026 |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Feb 22, 2021 |
| Property Address | 413 WILLIAM ST, CLOQUET, MN 55720-1160 |
| Document Number | A000497301 |
| Instrument Date | Feb 3, 2021 |
| Instrument | A000497301 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 WILLIAM ST, CLOQUET, MN 55720-1160 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,414.00 (+7.08%) Homeowner's exemption | ||
| 2025 | $332,500 (+4.23%) Land $25,500 Building $307,000 | $332,500 (+4.23%) Land $25,500 Building $307,000 | |
| 2024 | $5,056.00 Homeowner's exemption | $319,000 (+3.37%) Land $25,500 Building $293,500 | $319,000 (+3.37%) Land $25,500 Building $293,500 |
| 2023 | $5,056.00 Homeowner's exemption | $308,600 (-) Land $25,500 Building $283,100 | $308,600 (-) Land $25,500 Building $283,100 |
| 2022 | $308,600 Land $25,500 Building $283,100 | $308,600 Land $25,500 Building $283,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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