413 Willamette St, Oregon City, OR 97045 Property Records

Clackamas County property record for 413 Willamette St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,896 sqft · built 1900
Lot Size	0.107 acres (4,670 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2011)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E32CB11900`

Property Details

APN / Parcel Number

Primary APN	`22E32CB11900`
Alternative APN	`00590505`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	851 sqft
2nd Floor Area	689 sqft
Attic Area	689 sqft

Exterior

Year Built	Built 1900
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	4,670 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00590505
Street Address	413 WILLAMETTE ST
City	OREGON CITY
State	OR
Zip	97045-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	66 MT PLEASANT ADD LT 12 BLK 3
Legal Range	02E
Legal Township	02S
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	MT PLEASANT ADD
Legal Block	3
Legal Lot Number	12
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1009
Census Tract	22502

Owner

413 Willamette St is owned and occupied by an individual who acquired it in April 2020.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Oct 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2011 · Amount on File
Deed Sale	Sep 16, 2011 · Amount on File
Prior Sale	Oct 15, 2018
Deed Document Number	0000052738
Last Transfer Date	Apr 29, 2020
Transfer Doc	0000030951
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038532
Date	Apr 14, 2021
Instrument	2021-038532

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 29, 2020
Property Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722
Document Number	0000030951
Instrument Date	Apr 24, 2020
Instrument	2020-030951
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722

Mortgage

Document Number	0000030952
Date	Apr 29, 2020
Instrument	2020-030952

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 15, 2018
Property Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722
Document Number	0000063180
Instrument Date	Sep 24, 2018
Instrument	2018-063180
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WILLAMETTE ST, OREGON CITY, OR 97045-2722

Mortgage

Document Number	0000063181
Date	Oct 15, 2018
Instrument	2018-063181

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 413 Willamette St was $4,367.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,367.00	$217,973	$443,372 Land $150,892 Building $292,480
2023	$3,864.00	$205,462	$442,040 Land $149,080 Building $292,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Willamette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Willamette St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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