413 Wheat St, Lancaster, OH 43130 Property Records

Fairfield County property record for 413 Wheat St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,348 sqft · built 1900
Lot Size	0.071 acres (3,101 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Jun 2018)
Tax Bill	$1,266 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-51184.00`

Property Details

APN / Parcel Number

Primary APN	`053-51184.00`
Alternative APN	`0502 01150`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	512 sqft
2nd Floor Area	512 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Asbestos
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	50 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	168 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0502 01150
Street Address	413 WHEAT ST
City	LANCASTER
State	OH
Zip	43130-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EWINGS 2ND ADD LOT 10S
Legal Subdivision	EWINGS 2ND ADD
Legal Lot Number	10
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2078
Census Tract	32200

Owner

Source: Fairfield County records · APN 053-51184.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 WHEAT ST, LANCASTER, OH 43130-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Jun 29, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	0000011345
Deed Book / Page	001768 / 003167
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000005011
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 24, 2021
Property Address	413 WHEAT ST, LANCASTER, OH 43130-4419
Document Number	0000005011
Instrument Date	Feb 05, 2021
Instrument	202100005011
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152

Mortgage

Document Number	0000005012
Date	Feb 24, 2021
Instrument	202100005012

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 29, 2018
Property Address	413 WHEAT ST, LANCASTER, OH 43130-4419
Document Number	0000011345
Book / Page	001768 / 003167
Instrument Date	Jun 18, 2018
Instrument	11345
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26642 TOWNE CENTRE DR FOOTHILL RANCH CA 926102808, FOOTHILL RANCH, CA 92610-2808

Mortgage

Document Number	11346
Date	Jun 29, 2018
Book Page	001768/003169
Instrument	11346

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,680 (+34.06%) Land $7,430 Building $39,250	$133,360 (+34.06%) Land $21,220 Building $112,140
2023	$1,266.00 Homeowner's exemption	$34,820 (-) Land $5,020 Building $29,800
2022	Homeowner's exemption	$34,820 Land $5,020 Building $29,800	$99,480 Land $14,340 Building $85,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (1995–2025)
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
The Chillicothe Telephone Co	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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