413 Western Ave, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 413 Western Ave, Lynn, MA 01904

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 1 ba · 796 sqft · built 1900
Lot Size	0.121 acres (5,288 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Oct 2018)
Tax Bill	$3,261 (2023)
Deeds & Mortgages	Apr 2021 Refinance Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:070 L:256 S:057`

Property Details

APN / Parcel Number

Primary APN	`B:070 L:256 S:057`
Alternative APN	`LYNN M:070 B:256 L:057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	796 sqft Total Area
Gross Area	1,366 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,288 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	413 WESTERN AVE
City	LYNN
State	MA
Zip	01904-3317
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R2
Legal Block	256
Legal Lot Number	57
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2000
Census Tract	205500

Owner

413 Western Ave, a commercial property, is owned by an individual who acquired it in November 2019.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 WESTERN AVE, LYNN, MA 01904-3317
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Dec 24, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG
Apr 10, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Apr 10, 2018 · Amount on File
Deed Book / Page	37102 / 182
Last Transfer Date	Nov 29, 2019
Transfer Doc	0000001270
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	413 WESTERN AVE, LYNN, MA 01904-3317
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039820-481
Date	Apr 29, 2021
Book Page	39820/481
Instrument	20210429004450

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 24, 2019
Property Address	413 WESTERN AVE, LYNN, MA 01904-3317
Document Number	38145-76
Book / Page	38145 / 76
Instrument Date	Nov 29, 2019
Instrument	20191224001270
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WESTERN AVE, LYNN, MA 01904-3317

Mortgage

Document Number	38145-79
Date	Dec 24, 2019
Book Page	38145/79
Instrument	20191224001280

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 24, 2018
Property Address	413 WESTERN AVE, LYNN, MA 01904-3317
Document Number	37102-182
Book / Page	037102 / 000182
Instrument Date	Oct 22, 2018
Instrument	24003720
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,121.76
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WESTERN AVE LYNN MA 019043317, LYNN, MA 01904-3317

Mortgage

Document Number	37102-188
Date	Oct 24, 2018
Book Page	037102/000188
Instrument	24003750

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 10, 2018
Property Address	413 WESTERN AVE, LYNN, MA 01904-3317
Document Number	36639-338
Book / Page	036639 / 000338
Instrument Date	Apr 10, 2018
Instrument	1804103570
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount on Record
Tax	$501.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20C DEL CARMINE ST #101 WAKEFIELD MA 018803487, 101, WAKEFIELD, MA 01880-3487

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,600 (+5.77%) Land $334,800 Building $205,800	$429,400
2024		$511,100 (+74.74%) Land $316,800 Building $194,300
2023	$3,261.00	$292,500 Land $122,500 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Western Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Western Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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