Polk County property record for 413 Wesley Ln, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 2002 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,000 (Nov 2023) |
| Tax Bill | $1,960 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P32-74 |
| Primary APN | P32-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,431 sqft (1.02 acres) |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 57064 |
|---|---|
| Street Address | 413 WESLEY LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #90, PHASE 4 SEC 1, 0P04 PINEY MOUNTAIN |
| Legal Subdivision | PINEY MOUNTAIN |
| Legal Phase | 4 |
| Legal Lot Number | 90 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920201 |
413 Wesley Ln is owned by two individuals who bought it in November 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 SANDLINGS CT, GOOSE CREEK, SC 29445-7187 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jun 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING AUTHORITY |
| Nov 16, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 6, 2019 | Warranty Deed, Transfer · FHA Mortgage RETIREMENT FUNDING SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Prior Sale | Jun 6, 2019 · Amount on File |
| Deed Book / Page | 481 / 1390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 1, 2023 |
| Property Address | 413 WESLEY LN, SALUDA, NC 28773-0075 |
| Document Number | 00481/1390 |
| Book / Page | 481 / 1390 |
| Map Reference | FILE E PG 145 |
| Instrument Date | Oct 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 837 WESLEY LANE, SALUDA, NC 28773 |
| Name | Verified Name |
|---|---|
| Address | 113 SANDLINGS CT, GOOSE CREEK, SC 29445-7187 |
| Document Number | 0004811393 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 481/1393 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 413 WESLEY LN, SALUDA, NC 28773-0075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000441/64 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 441/64 |
| Name | FEDERAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 413 WESLEY LN, SALUDA, NC 28773-0075 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000465/60 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 465/60 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 6, 2019 |
| Property Address | 413 WESLEY LN, SALUDA, NC 28773-0075 |
| Document Number | 0000441/41 |
| Book / Page | 441 / 41 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 WESLEY LN, SALUDA, NC 28773-0075 |
| Document Number | 0000044144 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 441/44 |
| Name | RETIREMENT FUNDING SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000441/41 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 441/41 |
| Name | RETIREMENT FUNDING SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 413 Wesley Ln was $1,960.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,960.00 | $384,115 (-) Land $160,120 Building $223,995 | $384,115 (-) Land $160,120 Building $223,995 |
| 2025 | $1,960.00 | $384,115 Land $160,120 Building $223,995 | $384,115 Land $160,120 Building $223,995 |
| 2023 | $963.00 (+8.45%) | $150,587 (-) Land $30,600 Building $119,987 | |
| 2022 | $888.00 | $150,587 Land $30,600 Building $119,987 | |
| 2021 | $150,587 Land $30,600 Building $119,987 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 413 Wesley Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Wesley Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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