413 Walker St, Apt 2, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 413 Walker St, Apt 2, Lowell, MA 01851

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,409 sqft · built 1960
Lot Size	0.224 acres (9,789 sqft)
Owner	2 Trust Names on File
Last Sale	$236,000 (Oct 2022)
Tax Bill	$3,147 (2026)
Deeds & Mortgages	Jul 2023 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P12000`

Property Details

APN / Parcel Number

Primary APN	`P12000`
Alternative APNs	`LOWE M:104 B:6085 L:413 U:2` `M:000104 T:P12000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	5 Units
Stories	3 Stories
Building Area	1,409 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	701 sqft
Attic	Attic
Attic Area	258 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,789 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	P12000
Street Address	413 WALKER ST, 2
City	LOWELL
State	MA
Zip	01851-2556
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TMF
Legal Subdivision	413 WALKER STREET CONDO
Legal Block	6085
Legal Lot Number	413
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	311300

Owner

413 Walker St, Apt 2 is owner-occupied and held in a trust since June 2023.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	413 WALKER ST, 2, LOWELL, MA 01851-2556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	202244324
Deed Book / Page	37470 / 63
Last Transfer Date	Jun 23, 2023
Transfer Doc	037937-148
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 7, 2023
Property Address	413 WALKER ST APT 2, 2, LOWELL, MA 01851-2556
Document Number	037937-148
Book / Page	37937 / 148
Instrument Date	Jun 23, 2023
Instrument	19558
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WALKER ST APT 2, 2, LOWELL, MA 01851-2556

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 26, 2022
Property Address	413 WALKER ST APT 2, 2, LOWELL, MA 01851-2556
Document Number	0037470-63
Book / Page	37470 / 63
Instrument Date	Oct 26, 2022
Instrument	44324
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WALKER ST APT 2, 2, LOWELL, MA 01851-2556

Mortgage

Document Number	0000044325
Date	Oct 26, 2022
Instrument	44325

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Nov 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 413 Walker St, Apt 2 was $3,147, up 5.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,147.00 (+5.18%)	$277,300 (+6.41%) Building $277,300	$321,863 (+2.17%)
2025	$2,992.00 (+6.25%)	$260,600 (+10.24%) Building $260,600	$315,020 (+9.69%)
2024	$2,816.00 (-15.05%)	$236,400 (-11.43%) Building $236,400	$287,185
2023	$3,315.00	$266,900 Building $266,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Walker St, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Walker St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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