McLennan County property record for 413 W Spruce St, West, TX 76691
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 1930 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,100 (Sep 2014) |
| Tax Bill | $4,717 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-001500-003500-7 |
| Primary APN | 50-001500-003500-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,192 sqft |
| 1st Floor Area | 1,906 sqft |
| Basement Area | 286 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,375 sqft (0.284 acres) |
| Lot Dimensions | 83 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 700 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 413 W SPRUCE ST |
|---|---|
| City | WEST |
| State | TX |
| Zip | 76691-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | D & M LOT 1B 2B 3B BLOCK 4 ACRES .2841 |
| Legal Subdivision | D & M |
| Legal Block | 4 |
| Legal Lot Number | 1B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 4201 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 W SPRUCE ST, WEST, TX 76691-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on Record |
| Deed Sale | Sep 26, 2014 · Amount on Record |
| Prior Sale | Apr 24, 2012 · Amount on Record |
| Deed Document Number | 201429013 |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0000029013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 413 W SPRUCE ST, WEST, TX 76691-1526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035577 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020035577 |
| Name | 1ST UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76706 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | West City |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,000 (+0.31%) Land $33,040 Building $286,960 | $320,000 (-) Land $33,040 Building $286,960 | |
| 2025 | $4,717.00 (+1.84%) Homeowner's exemption | $319,000 (+1%) Land $33,040 Building $286,960 | $320,000 (+10.34%) Land $33,040 Building $286,960 |
| 2024 | $4,632.00 (+10.26%) | ||
| 2023 | $290,000 Land $28,710 Building $261,290 | $290,000 Land $28,710 Building $261,290 | |
| 2022 | $4,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST serves 2,597 people · EPA ID TX1550009 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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