413 W Silver Creek Ct, Gilbert, AZ 85233 Property Records

Maricopa County property record for 413 W Silver Creek Ct, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,771 sqft · built 1996
Lot Size0.176 acres (7,662 sqft)
Owner2 Individual Names on File
Last Sale$132,740 (Jul 1996)
Tax Bill$1,641 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN302-33-047

Property Details

APN / Parcel Number

Primary APN302-33-047
Alternative APN
  • 302330470

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,771 sqft Living Area
Gross Area1,971 sqft
1st Floor Area1,771 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,662 sqft (0.176 acres)
Parking Spaces2 Parking Spaces
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 W SILVER CREEK CT
CityGILBERT
StateAZ
Zip85233-5817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionNEELY RANCH ESTATES MCR 388-28
Legal Range5E
Legal Township1S
Legal Section13
Legal SubdivisionNEELY RANCH ESTATES
Legal Lot Number41
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3013
Census Tract422403

Owner

413 W Silver Creek Ct is owned by two individuals who bought it in July 1996.

Source: Maricopa County records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address413 W SILVERCREEK COUNT, GILBERT, AZ 85233
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Apr 4, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCING CORP
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 1996 · Amount on File
Deed SaleJul 26, 1996 · Amount on File
Prior SaleOct 31, 1995 · Amount on File
Deed Document Number1996526942
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateAug 3, 2026
Property Address413 W SILVER CREEK CT, GILBERT, AZ 85233-5817
Document Number0000457131
Instrument DateJul 28, 2026
Instrument2026457131
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 W SILVER CREEK CT, GILBERT, AZ 85233-5817

Mortgage

Document Number0000457131,
DateAug 3, 2026
Instrument2026457131
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.43%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address413 W SILVER CREEK CT, GILBERT, AZ 85233-5817
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 W SILVER CREEK CT, GILBERT, AZ 85233-5817

Mortgage

Document Number0000299173
DateApr 4, 2022
Instrument20220299173
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address413 W SILVER CREEK CT, GILBERT, AZ 85233-5817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000646834
DateAug 27, 2018
Instrument20180646834
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 413 W Silver Creek Ct was $1,641.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,010 (+100.19%)$430,100 (+5.11%) Land $86,000 Building $344,100
2025$1,641.00$21,485 (-51.31%)$409,200 (-7.27%) Land $81,800 Building $327,400
2024$44,130$441,300 Land $88,200 Building $353,100
2023$1,590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 W Silver Creek Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 W Silver Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Smart Broadband Systems, T-Mobile, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.

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