413 W Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 413 W Morrell St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 1950
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$154,900 (Apr 2025)
Tax Bill$2,019 (2025)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone X (minimal risk)
APN54-400-061-00

Property Details

APN / Parcel Number

Primary APN54-400-061-00

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleDuplex Single
Exterior MaterialWood
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions132 ft deep x 44.3 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address413 W MORRELL ST
CityOTSEGO
StateMI
Zip49078-1223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal DescriptionLOT 61 EX N 85 FT OF E 4 FT HOKE & HADDEN ADD. (64).
Legal SubdivisionFT HOKE&HADDEN ADD
Legal Lot Number61
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group3
Census Block3008
Census Tract31800

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 W MORRELL ST, OTSEGO, MI 49078-1223
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleJun 22, 2022 · Amount on Record
Deed Document Number20255315
Deed Book / Page5023 / 191
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJun 22, 2022
Property Address413 W MORRELL ST, OTSEGO, MI 49078-1223
Document Number004772/774
Book / Page4772 / 774
Map ReferenceLB 3 PG 26
Instrument DateJun 15, 2022
Instrument2022012618
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyNATIONS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8849 W C AVE, 8849, KALAMAZOO, MI 49009-8889

Transferred To (Grantee/Buyer)

NameVerified Name
Address3134 WOODSIDE ST # 4, 4, DEARBORN, MI 48124-3922

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,200 (+34.31%) Land $7,200 Building $48,000$110,400 (+34.31%) Land $14,400 Building $96,000
2025$2,019.00 (+12.79%)
2023$41,100 Land $3,700 Building $37,400$82,200 Land $7,400 Building $74,800
2022$1,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: 123.NET.

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