413 W Jackson St, Ottawa, IL 61350 Property Records

LaSalle County property record for 413 W Jackson St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	982 sqft · built 1901
Lot Size	0.057 acres (2,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Sep 2026)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-139-017`

Property Details

APN / Parcel Number

Primary APN	`21-11-139-017`
Alternative APN	`18-11-181-007`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	982 sqft Total Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	2,489 sqft (0.057 acres)

Location & Zoning

Street Address	413 W JACKSON ST
City	OTTAWA
State	IL
Zip	61350-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATES ADD, N79.92' LT 2 BLK 82 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD
Legal Block	82
Legal Lot Number	2
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2023
Census Tract	962700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ottawa Commercial Historic District listed 2011 · 149 contributing resources · NRIS 11000850

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	844 KIMBERLY LN, OTTAWA, IL 61350-8000
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Nov 30, 2017	Deed, Transfer
Jan 9, 2017	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Nov 30, 2017
Deed Document Number	20262026-10200
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	201700401
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 23, 2026
Property Address	413 W JACKSON ST, OTTAWA, IL 61350-4910
Document Number	0000010200
Instrument Date	Sep 21, 2026
Instrument	202610200
Transaction Type	Transfer
Record Updated	Oct 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,422.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	844 KIMBERLY LN, OTTAWA, IL 61350-8000

Mortgage

Date	Sep 23, 2026

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	413 W JACKSON ST, OTTAWA, IL 61350-4910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907487
Date	Jun 25, 2019
Instrument	201907487

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 30, 2017
Property Address	413 W JACKSON ST, OTTAWA, IL 61350-4910
Document Number	201719093
Instrument Date	Nov 27, 2017
Instrument	201719093
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 ELM ST, OTTAWA, IL 61350-2505
Investor	Possibly a Property Investor

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LASALLE IL
Recording Date	Jan 9, 2017
Property Address	413 W JACKSON ST, OTTAWA, IL 61350-4910
Document Number	201700401
Instrument Date	Jan 9, 2017
Instrument	201700401
Transaction Type	Foreclosure
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4798 E 2379TH RD, SOMONAUK, IL 60552-8003

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+7.49%)	$12,026 (+23.31%) Land $2,535 Building $9,491	$36,078 (+23.31%) Land $7,605 Building $28,473
2024	$1,122.00
2023		$9,753 (+10.18%) Land $2,056 Building $7,697	$29,259 (+10.18%) Land $6,168 Building $23,091
2022		$8,852 Land $2,949 Building $5,903	$26,556 Land $8,847 Building $17,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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