413 W Helga St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 413 W Helga St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,101 sqft · built 1983
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,375,000 (May 2023)
Tax Bill	$4,470 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987516835179`

Property Details

APN / Parcel Number

Primary APN	`987516835179`
Alternative APN	`000306000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,101 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987516835179
Street Address	413 W HELGA ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 226 BLK: SEC: PL: 9 SL: 44
Legal Subdivision	ORVILLE BEACH WEST
Legal Lot Number	226
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2008
Census Tract	970200

Owner

413 W Helga St is owned and occupied by two individuals who bought it in May 2023.

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 W HELGA ST, KILL DEVIL HILLS, NC 27948-9626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Feb 14, 2007 · Amount on File
Deed Document Number	2023700129774
Deed Book / Page	2683 / 36
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 26, 2023
Property Address	413 W HELGA ST, KILL DEVIL HILLS, NC 27948-9626
Document Number	0002683/36
Book / Page	2683 / 36
Map Reference	MB 9 PG 44
Instrument Date	May 12, 2023
Instrument	700129774
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 W HELGA ST, KILL DEVIL HILLS, NC 27948-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 HEAD OF RIVER RD, CHESAPEAKE, VA 23322-1402

Mortgage

Document Number	0700129775
Date	May 26, 2023
Instrument	700129775

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	413 W HELGA ST, KILL DEVIL HILLS, NC 27948-9626
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2507/236
Date	May 18, 2021
Book Page	2507/236
Instrument	700099229

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	413 W HELGA ST, KILL DEVIL HILLS, NC 27948-9626
Transaction Type	Mortgage
Record Updated	Jun 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2359/551
Date	Mar 5, 2020
Book Page	2359/551
Instrument	700075060

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	89 Months
Due	Aug 2, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 413 W Helga St was $4,470.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,470.00	$823,000 (-) Land $236,000 Building $587,000	$823,000 Land $236,000 Building $587,000
2025	$4,470.00	$823,000 Land $236,000 Building $587,000
2023	$2,064.00	$273,259 Land $96,000 Building $177,259
2020			$823,000 Land $236,000 Building $587,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 W Helga St in Zone X, an area of minimal flood risk, though there have been 222 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 W Helga St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on W Helga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures