413 W 3rd Ave, Gastonia, NC 28052 Property Records

Gaston County property record for 413 W 3rd Ave, Gastonia, NC 28052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,321 sqft · built 1923
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 1993)
Tax Bill	$2,586 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01050 19200`

Property Details

APN / Parcel Number

Primary APN	`01050 19200`
Alternative APNs	`108562` `418827`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,321 sqft Heated Area
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	180 sqft
Pool Area	216 sqft
Porch	Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 W 3RD AVE
City	GASTONIA
State	NC
Zip	28052-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CAROLINE CURRENCE L 6,P/5 01 050 192 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3009
Census Tract	32900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York-Chester Historic District listed 2005 · 652 contributing resources · NRIS 05000941

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

413 W 3rd Ave is owned and occupied by two individuals who bought it in August 1993.

Source: Gaston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 W 3RD AVE, GASTONIA, NC 28052-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1993 · Amount on File
Deed Sale	Aug 1, 1993 · Amount on File
Deed Book / Page	2293 / 568
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	413 W 3RD AVE, GASTONIA, NC 28052-3807
Document Number	0050410471
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W 3RD AVE GASTONIA NC 280523807, GASTONIA, NC 28052-3807

Mortgage

Document Number	0050410471
Date	May 10, 2019
Book Page	005041/000471

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 413 W 3rd Ave was $2,586.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,586.00	$321,470 (-) Land $25,000 Building $296,470
2025	$2,586.00	$321,470 Land $25,000 Building $296,470
2023	$1,971.00	$321,470 Land $25,000 Building $296,470
2021			$214,020 Land $18,000 Building $196,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 W 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 W 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber, Spectrum, T-Mobile, Verizon.

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