413 Victory Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 413 Victory Ave, Schenectady, NY 12307

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,584 sqft · built 1910
Lot Size0.071 acres (3,100 sqft)
Owner2 Individual Names on Record
Last Sale$57,000 (Sep 2021)
Tax Bill$5,176 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.26-2-25

Property Details

APN / Parcel Number

Primary APN421500 49.26-2-25
Alternative APN
  • 150004902600020250000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,584 sqft Total Area
1st Floor Area1,292 sqft
2nd Floor Area1,292 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,100 sqft (0.071 acres)
Lot Dimensions100 ft deep x 31 ft wide
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address413 VICTORY AVE
CitySCHENECTADY
StateNY
Zip12307-1022
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block2
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Vale Cemetery and Vale Park
listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1926 EUCLID AVE, SCHENECTADY, NY 12306-4904
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleJun 1, 2012 · Amount on Record
Deed Document Number202148484
Deed Book / Page2068 / 319
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 14, 2022
Property Address413 VICTORY AVE, SCHENECTADY, NY 12307-1022
Document Number0000054677
Book / Page2094 / 730
Instrument DateOct 6, 2022
Instrument202254677
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMG TITLE SERVICES, 3G TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1552 FOSTER AVE, SCHENECTADY, NY 12308-1822

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1926 EUCLID AVE, SCHENECTADY, NY 12306-4904

Mortgage

Document Number0000054678
DateOct 14, 2022
Book Page5263/677
Instrument202254678
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,176.00 (+9.27%)$76,400 (-) Land $11,500 Building $64,900$126,511 (+30.82%) Land $19,043 Building $107,468
2023$76,400 (-) Land $11,500 Building $64,900$96,709 (+3.8%) Land $14,557 Building $82,152
2022$76,400 Land $11,500 Building $64,900$93,171 Land $14,024 Building $79,147
2021$4,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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