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413 Toledo Bend, Mc Gregor, TX 76657 Property Records

McLennan County property record for 413 Toledo Bend, Mc Gregor, TX 76657

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,379 sqft · built 2024
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Last Sale$843,774 (Dec 2024)
Tax Bill$12,795 (2025)
Deeds & MortgagesDec 2024 Mortgage
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN36-530000-000131-0

Property Details

APN / Parcel Number

Primary APN36-530000-000131-0
Alternative APN
  • 415379

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,379 sqft Living Area
Gross Area4,329 sqft
1st Floor Area3,379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialComposition Shingle
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions195 ft deep x 125 ft wide
Garage TypeAttached
Garage Area950 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area642 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 TOLEDO BND
CityMCGREGOR
StateTX
Zip76657-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHURCH ROAD ESTATES PH 1 LOT 31 BLOCK 1 ACRES 0.56
Legal SubdivisionCHURCH ROAD ESTATES PH 1
Legal Block1
Legal Lot Number31
JurisdictionMCLENNAN TX
Township / Civil DivisionMCGREGOR
Census Block Group2
Census Block2026
Census Tract3901

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 TOLEDO BND, MCGREGOR, TX 76657-4306
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2024Vendor's Lien, Transfer · Conventional Mortgage
CADENCE BANK NA
Jan 8, 2024Vendor's Lien, Transfer · Stand-Alone First Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2024 · Amount on Record
Deed SaleDec 16, 2024 · Amount on Record
Prior SaleJan 8, 2024
Deed Document Number202445502
Record UpdatedOct 29, 2026

December 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 16, 2024
Property Address413 TOLEDO BND, MCGREGOR, TX 76657-4306
Document Number0000045502
Map ReferenceDOC 2023030820
Instrument DateDec 16, 2024
Instrument2024045502
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 TOLEDO BEND, MCGREGOR, TX 76657-4306

Mortgage

Document Number0000045503
DateDec 16, 2024
Instrument2024045503
Lender
NameCADENCE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 5, 2055
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 5, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.8%
IndexSOFR Average 30-Day
Margin3
Max Rate11.8%

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 8, 2024
Property Address413 TOLEDO BND, MCGREGOR, TX 76657-4306
Document Number0000000609
Map ReferenceDOC 2023030820
Instrument DateJan 5, 2024
Instrument2024000609
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 GRANITE DR, WACO, TX 76712-6584

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 21927, WACO, TX 76702-1927

Mortgage

Document Number0000000611
DateJan 8, 2024
Instrument2024000611
Lender
NameINDEPENDENT BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$596,076 Land $69,766 Building $526,310$596,076 Land $69,766 Building $526,310
2025$12,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2010–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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