413 Timberline Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 413 Timberline Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,884 sqft · built 1987
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$215,500 (Feb 2021)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2021 Sale & Mortgage + 3 more
APN	`09-08-0-205-065`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-205-065`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	108 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	413 TIMBERLINE CT
City	O FALLON
State	IL
Zip	62269-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLINE ESTATES LOT/SEC-4 A02689228
Legal Subdivision	TIMBERLINE ESTATES
Legal Block	205
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2024
Census Tract	503907

Owner

413 Timberline Ct is owned and occupied by an individual who bought it in February 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 26, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON
Feb 23, 2018	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON
Feb 23, 2018	Trustee's Deed, Foreclosure MAD COMPANY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	20212689228
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	0002568206
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202

Mortgage

Document Number	0A02775417
Date	Mar 7, 2023
Instrument	A02775417

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 26, 2021
Property Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	0A02689228
Map Reference	MB 79 PG 85
Instrument Date	Feb 22, 2021
Instrument	A02689228
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202

Mortgage

Document Number	0A02689229
Date	Feb 26, 2021
Instrument	A02689229

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	00A2645903
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1004 S LINCOLN AVE #9 O FALLON IL 622692678, 9, O FALLON, IL 62269-2678

Mortgage

Document Number	00A2645903
Date	Mar 19, 2020
Instrument	2645903

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 18, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 23, 2018
Property Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	00A2568207
Instrument Date	Feb 22, 2018
Instrument	2568207
Transaction Type	Construction Loan
Record Updated	Mar 9, 2018
Title Company	MAD COMPANY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1004 S LINCOLN AVE #9 O FALLON IL 622692678, 9, O FALLON, IL 62269-2678

Mortgage

Document Number	A2568208
Date	Feb 23, 2018
Instrument	2568208

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 23, 2018
Property Address	413 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	00A2568206
Instrument Date	Oct 11, 2017
Instrument	2568206
Transaction Type	Foreclosure
Record Updated	Mar 9, 2018
Title Company	MAD COMPANY TITLE

Transaction

Amount	Amount on Record
Tax	$53.25
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 196 GLEN CARBON IL 620340196, GLEN CARBON, IL 62034-0196

Tax Assessment & Valuation

The 2025 property tax bill for 413 Timberline Ct was $4,666 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00	$69,164 Land $7,484 Building $61,680	$207,492 Land $22,452 Building $185,040
2022		$54,869 Land $6,223 Building $48,646	$164,607 Land $18,669 Building $145,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 413 Timberline Ct; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Timberline Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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