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413 Territorial St E, Watertown, MN 55388 Property Records

Carver County property record for 413 Territorial St E, Watertown, MN 55388

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,576 sqft · built 1920
Lot Size0.224 acres (9,757 sqft)
OwnerIndividual Name on File
Last Sale$208,000 (Jul 2020)
Tax Bill$2,900 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85-0504280

Property Details

APN / Parcel Number

Primary APN85-0504280

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,576 sqft Finished Area
Gross Area1,560 sqft
1st Floor Area910 sqft
Basement Area126 sqft
Unfinished Basement126 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1972
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,757 sqft (0.224 acres)
Garage Area308 sqft
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address413 TERRITORIAL ST E
CityWATERTOWN
StateMN
Zip55388-9285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 09 TOWNSHIP 117 RANGE 025 CITY LOTS OF WATERTOWN BLOCK 081 NWLY 66' OF LOTS 6 & 7 & P/O VACATED ALLEY
Legal Range025
Legal Township117
Legal Section09
Legal SubdivisionCITY LOTS OF WATERTOWN
Legal Block81
Legal Lot Number6-7
JurisdictionCARVER MN
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3036
Census Tract90102

Owner

413 Territorial St E is owned and occupied by an individual who bought it in July 2020.

Source: Carver County records, as of August 14, 2026

Owner of RecordIndividual Name on File
Mailing Address413 TERRITORIAL ST E, WATERTOWN, MN 55388-9285
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2020 · Amount on File
Deed SaleJul 7, 2020 · Amount on File
Prior SaleMay 22, 2013 · Amount on File
Deed Document Number2020699567
Prior Transfer DateMay 3, 2013
Prior Transfer Doc000A577262
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateJul 7, 2020
Property Address413 TERRITORIAL ST E, WATERTOWN, MN 55388-9285
Document Number0000699567
Instrument DateJun 30, 2020
Instrument699567
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanySCOTT COUNTY ABSTRACT AND TITLE, SCOTT CNTY ABSTRACT & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$686.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 TERRITORIAL ST E WATERTOWN MN 553889285, WATERTOWN, MN 55388-9285

Mortgage

Document Number699568
DateJul 7, 2020
Instrument699568
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 413 Territorial St E was $2,900 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWatertown City
Unified School DistrictWatertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,900.00 Homeowner's exemption$259,700 (+2.61%) Land $80,000 Building $179,700$259,700 (+2.61%) Land $80,000 Building $179,700
2025$253,100 (+6.3%) Land $75,000 Building $178,100$253,100 (+6.3%) Land $75,000 Building $178,100
2024$2,762.00 (+3.29%) Homeowner's exemption$238,100 (-0.96%) Land $60,000 Building $178,100$238,100 (-0.96%) Land $60,000 Building $178,100
2023$2,674.00 Homeowner's exemption$240,400 Land $60,000 Building $180,400$240,400 Land $60,000 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Territorial St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Territorial St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWatertown
serves 4,550 people · EPA ID MN1100012
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Xtratyme Technologies.

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