413 Sylvan St, Owatonna, MN 55060 Property Records

Steele County property record for 413 Sylvan St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1948
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Apr 2026)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Jan 2014 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-119-1307`

Property Details

APN / Parcel Number

Primary APN	`17-119-1307`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	932 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 SYLVAN ST
City	OWATONNA
State	MN
Zip	55060-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE BLK 13 LOT 5 EX E58' LOTS 6&7 EX W 155' RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Block	13
Legal Lot Number	5-7
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2051
Census Tract	960400

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SYLVAN ST, OWATONNA, MN 55060-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WASECA
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 17, 2026	Deed, Transfer
May 1, 2018	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20261866485
Record Updated	Sep 20, 2026

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	413 SYLVAN ST, OWATONNA, MN 55060-2238
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000395573
Date	Jan 30, 2014
Instrument	A000395573

Lender

Name	FIRST NATIONAL BANK WASECA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2024

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	413 SYLVAN ST, OWATONNA, MN 55060-2238
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000437170
Date	Jul 2, 2021
Instrument	A000437170

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Apr 17, 2026
Property Address	413 SYLVAN ST, OWATONNA, MN 55060-2238
Document Number	0001866485
Instrument Date	Apr 17, 2026
Instrument	2026.1866485
Transaction Type	Transfer
Record Updated	May 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SYLVAN ST, OWATONNA, MN 55060-2238

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	May 1, 2018
Property Address	413 SYLVAN ST, OWATONNA, MN 55060-2238
Document Number	A000417997
Instrument Date	Apr 27, 2018
Instrument	A000417997
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.07
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SYLVAN ST, OWATONNA, MN 55060-2238

Mortgage

Document Number	A000417998
Date	May 1, 2018
Instrument	A000417998

Lender

Name	AMERICAN MORTGAGE & EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00 (+6.08%)
2025	$1,942.00 (+9.47%) Homeowner's exemption	$161,800 (+14.18%) Land $30,400 Building $131,400	$161,800 (+14.18%) Land $30,400 Building $131,400
2023	$1,774.00 Homeowner's exemption	$141,700 Land $22,400 Building $119,300	$141,700 Land $22,400 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (2010–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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