Brevard County property record for 413 Surf Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,007 sqft · built 2000 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Last Sale | $741,500 (Apr 2019) |
| Tax Bill | $14,923 (2025) |
| Deeds & Mortgages | Apr 2019 Sale Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-07-FZ-39-1 |
| Primary APN | 28-38-07-FZ-39-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,007 sqft Living Area |
| Gross Area | 4,074 sqft |
| 1st Floor Area | 2,587 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 125 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 316 sqft |
| Deck Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847544 |
|---|---|
| Street Address | 413 SURF RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | ROMAC SUBD LOT 1 BLK 39 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | ROMAC SUBD |
| Legal Block | 39 |
| Legal Lot Number | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1824 OWENS RD, LEESBURG, FL 34748-9634 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 16, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 201978611 |
| Deed Book / Page | 8414 / 2893 |
| Prior Transfer Date | Sep 6, 2000 |
| Prior Transfer Doc | 4222002003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 413 SURF RD, MELBOURNE BEACH, FL 32951-2651 |
| Document Number | 0084142893 |
| Book / Page | 008414 / 002893 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 78611 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,190.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1824 OWENS RD LEESBURG FL 347489634, LEESBURG, FL 34748-9634 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 413 SURF RD, MELBOURNE BEACH, FL 32951-2651 |
| Document Number | 0080231008 |
| Book / Page | 008023 / 001008 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 413 SURF RD MELBOURNE BEACH FL 329512651, MELBOURNE BEACH, FL 32951-2651 |
| Document Number | 0080231008 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 008023/001008 |
| Instrument | 233297 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $969,280 (-2.24%) | $969,280 (-2.24%) | |
| 2025 | $14,923.00 (+1.35%) | $991,470 (-6.51%) | $991,470 (-6.51%) |
| 2024 | $14,724.00 (+4.97%) | ||
| 2023 | $14,027.00 (+15.06%) | $1,060,520 (+20.18%) Land $309,750 Building $750,770 | $1,060,520 (+20.18%) Land $309,750 Building $750,770 |
| 2022 | $12,191.00 | $882,430 Land $288,750 Building $593,680 | $882,430 Land $288,750 Building $593,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 57 (1979–2022) |
| Claims Outside the SFHA | 32 of 57 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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