413 Sunset Rd NW, Wilson, NC 27893 Property Records

Wilson County property record for 413 Sunset Rd NW, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,441 sqft · built 1974
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jun 2018)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3712-93-1817.000`

Property Details

APN / Parcel Number

Primary APN	`3712-93-1817.000`
Alternative APNs	`3712931817` `1113483`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,441 sqft Heated Area
1st Floor Area	1,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,903 sqft (0.411 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 SUNSET RD NW
City	WILSON
State	NC
Zip	27893-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	413 SUNSET RD NW BK-B P52L53-L55 WSTOVR1LT
Legal Subdivision	WESTOVER
Legal Block	B
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1052
Census Tract	501

Owner

413 Sunset Rd NW is owned and occupied by an individual who bought it in June 2018.

Source: Wilson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	413 SUNSET RD NW, WILSON, NC 27893-2955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 25, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Deed Book / Page	2748 / 3
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	413 SUNSET RD NW, WILSON, NC 27893-2955
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003037/862
Date	Oct 26, 2023
Book Page	3037/862

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	413 SUNSET RD NW, WILSON, NC 27893-2955
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002863/3
Date	Nov 16, 2020
Book Page	2863/3

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jun 25, 2018
Property Address	413 SUNSET RD NW, WILSON, NC 27893-2955
Document Number	002748/003
Book / Page	2748 / 003
Map Reference	MB3 PG4
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SUNSET RD NW, WILSON, NC 27893-2955

Mortgage

Document Number	0000027486
Date	Jun 25, 2018
Instrument	2748/6

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Sunset Rd NW was $3,200.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,697 (-) Land $42,000 Building $243,697	$285,697 (-) Land $42,000 Building $243,697
2025	$3,200.00	$285,697 (-) Land $42,000 Building $243,697	$285,697 (-) Land $42,000 Building $243,697
2024		$285,697 Land $42,000 Building $243,697	$285,697 Land $42,000 Building $243,697
2021	$2,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Sunset Rd NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	25 (1979–2020)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Oct 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Sunset Rd NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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