413 Stuart Cir, Unit 3D, Richmond, VA 23220 Property Records

Richmond City property record for 413 Stuart Cir, Unit 3D, Richmond, VA 23220

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,274 sqft · built 1913
Lot Size0.029 acres (1,272 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jun 2026)
Tax Bill$5,916 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2025 Sale
APNW-000-0613-057

Property Details

APN / Parcel Number

Primary APNW-000-0613-057

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units79 Units
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialOther
Lot Area1,272 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 STUART CIR, 3D
CityRICHMOND
StateVA
Zip23220-3741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-6 SINGLE
Legal DescriptionONE MONUMENT AVENUE CONDO U3-D
Legal SubdivisionONE MONUMENT AVENUE
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2001
Census Tract40400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fan Area Historic District
listed 1985 · 2,837 contributing resources · NRIS 85002243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address413 STUART CIR, 3D, RICHMOND, VA 23220-3741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE
Nov 21, 2025Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Deed Document Number20269962
Record UpdatedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionRICHMOND CITY VA
Recording DateJun 1, 2026
Property Address413 STUART CIR, 3D, RICHMOND, VA 23220-3741
Document Number0000009962
Instrument DateMay 20, 2026
Instrument20269962
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 STUART CIR, 3D, RICHMOND, VA 23220-3741

Mortgage

Document Number0000009963,
DateJun 1, 2026
Instrument20269963
Lender
NameFIRST HERITAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionRICHMOND CITY VA
Recording DateNov 21, 2025
Property Address413 STUART CIR UNIT 3D, 3D, RICHMOND, VA 23220-3741
Document Number0000019270
Instrument DateOct 30, 2025
Instrument250019270
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4055 SOLANO AVE APT 365, 365, NAPA, CA 94558-2391

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,916.00 (+7.88%)$493,000 (+7.88%) Land $100,000 Building $393,000$493,000 (+7.88%) Land $100,000 Building $393,000
2025$5,484.00 (+27,32%)$457,000 (+7.78%) Land $100,000 Building $357,000$457,000 (+7.78%) Land $100,000 Building $357,000
2024$424,000 Land $100,000 Building $324,000
2023$424,000 Land $100,000 Building $324,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1985–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2004 · Severe Storms, Flooding And Tornadoes Associated W Td Gaston

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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